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"https://www.sec.gov/Archives/edgar/data/814547/000162828024045719/", "accession": "0001628280-24-045719", "value_reported": 14.18, "split_factor": 1.0, "split_basis": "filed 2024-11-06" }, { "fy": 2023, "period_end": "2023-09-30", "sec_frame": "CY2023", "value": 16.93, "url": "https://www.sec.gov/Archives/edgar/data/814547/000081454725000030/", "accession": "0000814547-25-000030", "value_reported": 16.93, "split_factor": 1.0, "split_basis": "filed 2025-11-07" }, { "fy": 2024, "period_end": "2024-09-30", "sec_frame": "CY2024", "value": 20.45, "url": "https://www.sec.gov/Archives/edgar/data/814547/000081454725000030/", "accession": "0000814547-25-000030", "value_reported": 20.45, "split_factor": 1.0, "split_basis": "filed 2025-11-07" }, { "fy": 2025, "period_end": "2025-09-30", "sec_frame": "CY2025", "value": 26.54, "url": "https://www.sec.gov/Archives/edgar/data/814547/000081454725000030/", "accession": "0000814547-25-000030", "value_reported": 26.54, "split_factor": 1.0, "split_basis": "filed 2025-11-07" } ], "revenue_by_fy": [ { "fy": 2013, "period_end": "2013-09-30", "sec_frame": "CY2013", "value": 743444000.0, "url": "https://www.sec.gov/Archives/edgar/data/814547/000081454715000019/", "accession": "0000814547-15-000019" }, { "fy": 2014, "period_end": "2014-09-30", "sec_frame": "CY2014", "value": 788985000.0, "url": "https://www.sec.gov/Archives/edgar/data/814547/000081454716000035/", "accession": "0000814547-16-000035" }, { "fy": 2015, "period_end": "2015-09-30", "sec_frame": "CY2015", "value": 838781000.0, "url": "https://www.sec.gov/Archives/edgar/data/814547/000081454717000014/", "accession": "0000814547-17-000014" }, { "fy": 2016, "period_end": "2016-09-30", "sec_frame": "CY2016", "value": 881356000.0, "url": "https://www.sec.gov/Archives/edgar/data/814547/000081454718000010/", "accession": "0000814547-18-000010" }, { "fy": 2017, "period_end": "2017-09-30", "sec_frame": "CY2017", "value": 932169000.0, "url": "https://www.sec.gov/Archives/edgar/data/814547/000081454718000010/", "accession": "0000814547-18-000010" }, { "fy": 2018, "period_end": "2018-09-30", "sec_frame": "CY2018", "value": 1032475000.0, "url": "https://www.sec.gov/Archives/edgar/data/814547/000081454718000010/", "accession": "0000814547-18-000010" }, { "fy": 2019, "period_end": "2019-09-30", "sec_frame": "CY2019", "value": 1160083000.0, "url": "https://www.sec.gov/Archives/edgar/data/814547/000081454721000019/", "accession": "0000814547-21-000019" }, { "fy": 2020, "period_end": "2020-09-30", "sec_frame": "CY2020", "value": 1294562000.0, "url": "https://www.sec.gov/Archives/edgar/data/814547/000081454722000016/", "accession": "0000814547-22-000016" }, { "fy": 2021, "period_end": "2021-09-30", "sec_frame": "CY2021", "value": 1316536000.0, "url": "https://www.sec.gov/Archives/edgar/data/814547/000081454723000022/", "accession": "0000814547-23-000022" }, { "fy": 2022, "period_end": "2022-09-30", "sec_frame": "CY2022", "value": 1377270000.0, "url": "https://www.sec.gov/Archives/edgar/data/814547/000162828024045719/", "accession": "0001628280-24-045719" }, { "fy": 2023, "period_end": "2023-09-30", "sec_frame": "CY2023", "value": 1513557000.0, "url": "https://www.sec.gov/Archives/edgar/data/814547/000081454725000030/", "accession": "0000814547-25-000030" }, { "fy": 2024, "period_end": "2024-09-30", "sec_frame": "CY2024", "value": 1717526000.0, "url": "https://www.sec.gov/Archives/edgar/data/814547/000081454725000030/", "accession": "0000814547-25-000030" }, { "fy": 2025, "period_end": "2025-09-30", "sec_frame": "CY2025", "value": 1990869000.0, "url": "https://www.sec.gov/Archives/edgar/data/814547/000081454725000030/", "accession": "0000814547-25-000030" } ], "dividend_years": [ 1989, 1990, 1991, 1992, 1993, 1994, 1995, 1996, 1997, 1998, 1999, 2000, 2001, 2002, 2003, 2004, 2005, 2006, 2007, 2008, 2009, 2010, 2011, 2012, 2013, 2014, 2015, 2016, 2017 ], "insider_transactions_recent": [ { "txn_date": "2026-07-29", "insider_name": "Manolis Eva", "role": "director", "code": "S", "shares": 967.0, "price": 1400.0, "value": 1353800.0, "is_10b5_1": 1, "source_url": "https://www.sec.gov/Archives/edgar/data/814547/000121465926009413/" } ], "links": { "sec_filings": "https://www.sec.gov/edgar/browse/?CIK=0000814547", "sec_xbrl_companyfacts": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000814547.json", "sec_form4": "https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=0000814547&type=4", "sec_8k": "https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=0000814547&type=8-K", "yahoo": "https://finance.yahoo.com/quote/FICO", "stooq": "https://stooq.com/q/d/?s=fico.us", "external_views_link_only": { "morningstar": "https://www.morningstar.com/search?query=FICO", "finviz": "https://finviz.com/quote.ashx?t=FICO", "stockanalysis": "https://stockanalysis.com/stocks/fico/", "seeking_alpha": "https://seekingalpha.com/symbol/FICO", "openinsider": "http://openinsider.com/search?q=FICO", "google_news": "https://news.google.com/rss/search?q=FICO+stock" } }, "machine_readable": { "json": "https://theclaudetrader.com/s/FICO.json", "markdown": "https://theclaudetrader.com/s/FICO.md", "research_packet": "https://theclaudetrader.com/r/FICO.json", "index": "https://theclaudetrader.com/llms.txt" }, "dossier": null, "cite_as": "The Claude Trader snapshot 2026-10-26, https://theclaudetrader.com/s/FICO; data from SEC EDGAR XBRL and market prices (Alpaca Market Data, Yahoo Finance) to 2026-10-23.", "disclaimer": "Scores are deterministic rule outputs from public filings. fair_value_model is a labelled model estimate from the same filings (method at /fair-value), not an opinion or recommendation.", "fair_value_model": { "fair_value": 718.96, "fv_low": 651.75, "fv_high": 786.16, "fv_gap_pct": -11.8, "fv_verdict": "red", "fv_methods": 2, "fv_as_of": "2026-10-23", "fv_calculated_on": "2026-10-26", "fv_inputs_through": "2026-07-29", "fv_skipped": null, "unit": "per traded unit (share or ADS), same currency as the price", "methods": { "dcf": { "value": 651.7542349968726, "growth_used": 0.08989325752163668, "fcf_avg": 619547666.6666666, "inputs": { "fcf": { "value": 619547666.6666666, "years": [ 2023, 2024, 2025 ], "by_year": [ 464678000.0, 624080000.0, 769885000.0 ], "cfo": [ { "value": 468915000.0, "tag": "SEC XBRL NetCashProvidedByUsedInOperatingActivities", "period_end": "2023-09-30", "accession": "0000814547-25-000030", "filed": null, "url": "https://www.sec.gov/Archives/edgar/data/814547/000081454725000030/" }, { "value": 632964000.0, "tag": "SEC XBRL NetCashProvidedByUsedInOperatingActivities", "period_end": "2024-09-30", "accession": "0000814547-25-000030", "filed": null, "url": "https://www.sec.gov/Archives/edgar/data/814547/000081454725000030/" }, { "value": 778807000.0, "tag": "SEC XBRL NetCashProvidedByUsedInOperatingActivities", "period_end": "2025-09-30", "accession": "0000814547-25-000030", "filed": null, "url": "https://www.sec.gov/Archives/edgar/data/814547/000081454725000030/" } ], "capex": [ { "value": 4237000.0, "tag": "SEC XBRL PaymentsToAcquirePropertyPlantAndEquipment", "period_end": "2023-09-30", "accession": "0000814547-25-000030", "filed": null, "url": "https://www.sec.gov/Archives/edgar/data/814547/000081454725000030/" }, { "value": 8884000.0, "tag": "SEC XBRL PaymentsToAcquirePropertyPlantAndEquipment", "period_end": "2024-09-30", "accession": "0000814547-25-000030", "filed": null, "url": "https://www.sec.gov/Archives/edgar/data/814547/000081454725000030/" }, { "value": 8922000.0, "tag": "SEC XBRL PaymentsToAcquirePropertyPlantAndEquipment", "period_end": "2025-09-30", "accession": "0000814547-25-000030", "filed": null, "url": "https://www.sec.gov/Archives/edgar/data/814547/000081454725000030/" } ] }, "revenue_cagr_5y": { "value": 0.08989325752163668, "from": { "value": 1294562000.0, "tag": "SEC XBRL RevenueFromContractWithCustomerExcludingAssessedTax", "period_end": "2020-09-30", "accession": "0000814547-22-000016", "filed": null, "url": "https://www.sec.gov/Archives/edgar/data/814547/000081454722000016/" }, "to": { "value": 1990869000.0, "tag": "SEC XBRL RevenueFromContractWithCustomerExcludingAssessedTax", "period_end": "2025-09-30", "accession": "0000814547-25-000030", "filed": null, "url": "https://www.sec.gov/Archives/edgar/data/814547/000081454725000030/" } }, "shares": { "value": 21597635.0, "tag": "SEC cover page 10-Q 0000814547-26-000030 (21,597,635 shares (single class on cover)); filing document https://www.sec.gov/Archives/edgar/data/814547/000081454726000030/fico-20260630.htm", "period_end": "2026-07-17", "accession": "0000814547-26-000030", "filed": "2026-07-29", "url": "https://www.sec.gov/Archives/edgar/data/814547/000081454726000030/R1.htm" } } }, "earnings": { "value": 786.1585013876039, "pe_used": 29.62164662349676, "pe_raw": 29.62164662349676, "pe_basis": "SIC 73 peer median excluding itself (47 peers)", "inputs": { "eps": { "fy": 2025, "value": 26.54, "tag": "SEC XBRL EarningsPerShareDiluted", "period_end": "2025-09-30", "accession": "0000814547-25-000030", "filed": null, "url": "https://www.sec.gov/Archives/edgar/data/814547/000081454725000030/", "value_reported": 26.54, "split_factor": 1.0 } } } }, "method_note": "Median of up to three methods from SEC filings: owner-earnings DCF (3-yr avg FCF, 10-yr two-stage, growth = min(5-yr revenue CAGR, 10%) fading to 2.5%, 9% discount), trailing EPS x SIC-peer median P/E (8-35), Graham number. Model estimate, not advice.", "discount_rate": 0.09, "terminal_growth": 0.025, "verdict_rule": "green: fair value more than 10% above price; red: more than 10% below; amber: within 10%", "page": "https://theclaudetrader.com/fair-value" } }