# GPN · Global Payments Inc

Snapshot 2026-10-26 · CIK 0001123360 · NYSE · Services-Business Services, Nec

Price 82.82 (2026-10-23, Alpaca Market Data (consolidated SIP daily bar)) · Market cap 21.92 B

Machine-readable: https://theclaudetrader.com/s/GPN.json · index: https://theclaudetrader.com/llms.txt

## Scores

### Graham Defensive: 68.8 (ok) · complete: True · missing tests: none · current inputs as of 2025-12-31 · stale inputs: Revenue · history 2014–2025 · price 2026-10-23 · verification {'verified': 13, 'mismatch': 0, 'unverified': 21, 'not_cross_checked': 2} · computed 2026-10-26 · rules https://theclaudetrader.com/p/graham
- 1 Adequate size: 7.71 revenue $B · threshold >= 1 · points 5.0/5
- 2a Current ratio: 0.82  · threshold >= 2.0 · points 0.0/15
- 2b Long-term debt vs working capital: None LTD / WC · threshold <= 1.0 · points 0.0/15
- 3 Positive earnings each of 10 years: 10 of 10  · threshold 10 of 10 · points 15.0/15
- 4 Dividends every year for 20 years: 20 of 20  · threshold 20 of 20 · points 15.0/15
- 5 EPS growth, 3-yr avg now vs 10 yrs ago: 1.82 -> 5.24 (+187%)  · threshold >= +33% · points 10.0/10
- 6 P/E on 3-year average EPS: 15.8  · threshold <= 15 · points 13.8/15
- 7 P/B <= 1.5, or P/E x P/B <= 22.5: P/B 0.95, product 15.0  · threshold <= 1.5 or <= 22.5 · points 10.0/10

Inputs:
  - Price (close, per traded unit): 82.82 · 2026-10-23 · Alpaca Market Data (consolidated SIP daily bar) · https://docs.alpaca.markets/docs/historical-stock-data-1
  - Revenue: 7705878000.0 · 2025-12-31 · SEC XBRL RevenueFromContractWithCustomerExcludingAssessedTax · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000008/ · unverified
  - current_assets: 11669831000.0 · 2026-06-30 · SEC XBRL AssetsCurrent · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000084/ · unverified
  - current_liabilities: 14153798000.0 · 2026-06-30 · SEC XBRL LiabilitiesCurrent · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000084/ · unverified
  - lt_debt: 21493294000.0 · 2026-06-30 · SEC XBRL LongTermDebtAndCapitalLeaseObligations · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000084/ · unverified
  - equity: 23110707000.0 · 2026-06-30 · SEC XBRL StockholdersEquity · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000084/ · unverified
  - Net income FY2016: 201753000.0 · 2016-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1123360/000112336019000008/ · unverified
  - Net income FY2017: 468425000.0 · 2017-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1123360/000112336020000009/ · unverified
  - Net income FY2018: 452053000.0 · 2018-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1123360/000112336021000009/ · unverified
  - Net income FY2019: 430613000.0 · 2019-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1123360/000112336022000007/ · unverified
  - Net income FY2020: 584520000.0 · 2020-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1123360/000112336023000009/ · unverified
  - Net income FY2021: 965460000.0 · 2021-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1123360/000112336024000004/ · unverified
  - Net income FY2022: 111493000.0 · 2022-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1123360/000112336025000080/ · unverified
  - Net income FY2023: 986233000.0 · 2023-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000008/ · unverified
  - Net income FY2024: 1570365000.0 · 2024-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000008/ · unverified
  - Net income FY2025: 1400107000.0 · 2025-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000008/ · unverified
  - Dividend years (Yahoo): [2002, 2003, 2004, 2005, 2006, 2007, 2008, 2009, 2010, 2011, 2012, 2013, 2014, 2015, 2016, 2017, 2018, 2019, 2020, 2021, 2022, 2023, 2024, 2025, 2026] ·  · Yahoo Finance dividend history · https://finance.yahoo.com/quote/GPN/history?filter=div · verified (partly: XBRL covers 12 of 20 years)
  - Dividends per share FY2013 (XBRL): 0.04 · 2014-05-31 · SEC XBRL CommonStockDividendsPerShareCashPaid · https://www.sec.gov/Archives/edgar/data/1123360/000112336017000013/ · verified
  - Dividends per share FY2014 (XBRL): 0.04 · 2015-05-31 · SEC XBRL CommonStockDividendsPerShareCashPaid · https://www.sec.gov/Archives/edgar/data/1123360/000112336018000007/ · verified
  - Dividends per share FY2015 (XBRL): 0.04 · 2016-05-31 · SEC XBRL CommonStockDividendsPerShareCashPaid · https://www.sec.gov/Archives/edgar/data/1123360/000112336019000008/ · verified
  - Dividends per share FY2017 (XBRL): 0.01 · 2017-12-31 · SEC XBRL CommonStockDividendsPerShareDeclared · https://www.sec.gov/Archives/edgar/data/1123360/000112336018000007/ · verified
  - Dividends per share FY2018 (XBRL): 0.01 · 2018-12-31 · SEC XBRL CommonStockDividendsPerShareDeclared · https://www.sec.gov/Archives/edgar/data/1123360/000112336019000008/ · verified
  - Dividends per share FY2019 (XBRL): 0.225 · 2019-12-31 · SEC XBRL CommonStockDividendsPerShareCashPaid · https://www.sec.gov/Archives/edgar/data/1123360/000112336022000007/ · verified
  - Dividends per share FY2020 (XBRL): 0.78 · 2020-12-31 · SEC XBRL CommonStockDividendsPerShareCashPaid · https://www.sec.gov/Archives/edgar/data/1123360/000112336023000009/ · verified
  - Dividends per share FY2021 (XBRL): 0.89 · 2021-12-31 · SEC XBRL CommonStockDividendsPerShareCashPaid · https://www.sec.gov/Archives/edgar/data/1123360/000112336024000004/ · verified
  - Dividends per share FY2022 (XBRL): 1.0 · 2022-12-31 · SEC XBRL CommonStockDividendsPerShareDeclared · https://www.sec.gov/Archives/edgar/data/1123360/000112336025000080/ · verified
  - Dividends per share FY2023 (XBRL): 1.0 · 2023-12-31 · SEC XBRL CommonStockDividendsPerShareDeclared · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000008/ · verified
  - Dividends per share FY2024 (XBRL): 1.0 · 2024-12-31 · SEC XBRL CommonStockDividendsPerShareDeclared · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000008/ · verified
  - Dividends per share FY2025 (XBRL): 1.0 · 2025-12-31 · SEC XBRL CommonStockDividendsPerShareDeclared · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000008/ · verified
  - EPS diluted FY2014: 2.06 · 2015-05-31 · SEC XBRL EarningsPerShareDiluted · https://www.sec.gov/Archives/edgar/data/1123360/000112336018000007/ · unverified
  - EPS diluted FY2015: 2.04 · 2016-05-31 · SEC XBRL EarningsPerShareDiluted · https://www.sec.gov/Archives/edgar/data/1123360/000112336019000008/ · unverified
  - EPS diluted FY2016: 1.37 · 2016-12-31 · SEC XBRL EarningsPerShareDiluted · https://www.sec.gov/Archives/edgar/data/1123360/000112336019000008/ · unverified
  - EPS diluted FY2023: 3.77 · 2023-12-31 · SEC XBRL EarningsPerShareDiluted · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000008/ · unverified
  - EPS diluted FY2024: 6.16 · 2024-12-31 · SEC XBRL EarningsPerShareDiluted · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000008/ · unverified
  - EPS diluted FY2025: 5.78 · 2025-12-31 · SEC XBRL EarningsPerShareDiluted · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000008/ · unverified
  - Shares outstanding: 264618390.0 · 2026-07-31 · SEC cover page 10-Q 0001123360-26-000084 (264,618,390 shares (single class on cover)); filing document https://www.sec.gov/Archives/edgar/data/1123360/000112336026000084/gpn-20260630.htm · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000084/R1.htm

### Magic Formula: — (insufficient data (no fresh property, plant and equipment (PropertyPlantAndEquipmentNet) reported)) · complete: None · missing tests: none · current inputs as of None · stale inputs: none · history None–None · price None · verification None · computed 2026-10-26 · rules https://theclaudetrader.com/p/magic_formula

### Momentum: 52.8 (ok) · complete: True · missing tests: none · current inputs as of 2026-10-23 · stale inputs: none · history None–None · price 2026-10-23 · verification None · computed 2026-10-26 · rules https://theclaudetrader.com/p/momentum
-  12-1 month return: -2.7 % · threshold  · points 18.0/50
-  6 month return: 22.9 % · threshold  · points 16.3/20
-  Price / 52-week high: 0.876  · threshold  · points 13.1/15
-  Volatility penalty (60d annualised): 32.6 % · threshold  · points 5.3/15

Inputs:
  - Adjusted close series (14 months): 82.82 · 2026-10-23 · Yahoo Finance / Alpaca Market Data daily history · 

### Insider: 0.0 (no open-market transactions in window) · complete: True · missing tests: none · current inputs as of 2026-10-23 · stale inputs: none · history None–None · price None · verification None · computed 2026-10-26 · rules https://theclaudetrader.com/p/insider
-  Open-market buy value / market cap (percentile among buyers): 0.0 bp · threshold  · points 0.0/35
-  Distinct buyers: 0  · threshold  · points 0.0/25
-  Buyer seniority: 0.0  · threshold  · points 0.0/20
-  Recency (half-life 30d): 0.0  · threshold  · points 0.0/10
-  Sales penalty (excludes 10b5-1 plan sales): 0.0 bp · threshold  · points -0.0/0

### Buffett Quality: 57.8 (ok) · complete: True · missing tests: none · current inputs as of 2026-06-30 · stale inputs: none · history 2016–2025 · price 2026-10-23 · verification {'verified': 0, 'mismatch': 0, 'unverified': 47, 'not_cross_checked': 2} · computed 2026-10-26 · rules https://theclaudetrader.com/p/buffett
- 1 Average return on equity (net income / year-end equity): 4.6% over 8 yrs  · threshold >= 15% · points 0.0/25
- 2 Profitable every year: 10 of 10  · threshold all years · points 15.0/15
- 3 Net income growth, 3-yr average now vs start of window: +19.7% a year  · threshold >= +10% · points 10.0/10
- 4 Borrowings / 3-yr average earnings (years to repay): 17.1 years · threshold <= 4 · points 0.0/15
- 5 Operating margin, 5-yr average: 17.3%  · threshold >= 20% · points 7.8/10
- 6 Free cash flow / net income, 5-yr (operating cash flow minus capex): 2.09  · threshold >= 1.0 · points 10.0/10
- 7 Owner-earnings yield (3-yr avg free cash flow / market cap): 9.6%  · threshold >= 7% · points 15.0/15

Inputs:
  - Price (close, per traded unit): 82.82 · 2026-10-23 · Alpaca Market Data (consolidated SIP daily bar) · https://docs.alpaca.markets/docs/historical-stock-data-1
  - Net income FY2018: 452053000.0 · 2018-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1123360/000112336021000009/ · unverified
  - Equity at FY2018 end: 3991407000.0 · 2018-12-31 · SEC XBRL StockholdersEquity · https://www.sec.gov/Archives/edgar/data/1123360/000112336020000009/ · unverified
  - Net income FY2019: 430613000.0 · 2019-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1123360/000112336022000007/ · unverified
  - Equity at FY2019 end: 27855747000.0 · 2019-12-31 · SEC XBRL StockholdersEquity · https://www.sec.gov/Archives/edgar/data/1123360/000112336021000009/ · unverified
  - Net income FY2020: 584520000.0 · 2020-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1123360/000112336023000009/ · unverified
  - Equity at FY2020 end: 27332370000.0 · 2020-12-31 · SEC XBRL StockholdersEquity · https://www.sec.gov/Archives/edgar/data/1123360/000112336022000007/ · unverified
  - Net income FY2021: 965460000.0 · 2021-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1123360/000112336024000004/ · unverified
  - Equity at FY2021 end: 25628201000.0 · 2021-12-31 · SEC XBRL StockholdersEquity · https://www.sec.gov/Archives/edgar/data/1123360/000112336023000009/ · unverified
  - Net income FY2022: 111493000.0 · 2022-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1123360/000112336025000080/ · unverified
  - Equity at FY2022 end: 22303506000.0 · 2022-12-31 · SEC XBRL StockholdersEquity · https://www.sec.gov/Archives/edgar/data/1123360/000112336024000004/ · unverified
  - Net income FY2023: 986233000.0 · 2023-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000008/ · unverified
  - Equity at FY2023 end: 22999210000.0 · 2023-12-31 · SEC XBRL StockholdersEquity · https://www.sec.gov/Archives/edgar/data/1123360/000112336025000080/ · unverified
  - Net income FY2024: 1570365000.0 · 2024-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000008/ · unverified
  - Equity at FY2024 end: 22280686000.0 · 2024-12-31 · SEC XBRL StockholdersEquity · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000008/ · unverified
  - Net income FY2025: 1400107000.0 · 2025-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000008/ · unverified
  - Equity at FY2025 end: 22888767000.0 · 2025-12-31 · SEC XBRL StockholdersEquity · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000084/ · unverified
  - Net income FY2016: 201753000.0 · 2016-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1123360/000112336019000008/ · unverified
  - Net income FY2017: 468425000.0 · 2017-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1123360/000112336020000009/ · unverified
  - Net income FY2018: 452053000.0 · 2018-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1123360/000112336021000009/ · unverified
  - Net income FY2019: 430613000.0 · 2019-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1123360/000112336022000007/ · unverified
  - Net income FY2020: 584520000.0 · 2020-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1123360/000112336023000009/ · unverified
  - Net income FY2021: 965460000.0 · 2021-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1123360/000112336024000004/ · unverified
  - Net income FY2022: 111493000.0 · 2022-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1123360/000112336025000080/ · unverified
  - Net income FY2023: 986233000.0 · 2023-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000008/ · unverified
  - Net income FY2024: 1570365000.0 · 2024-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000008/ · unverified
  - Net income FY2025: 1400107000.0 · 2025-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000008/ · unverified
  - debt_incl_current: 22515505000.0 · 2026-06-30 · SEC XBRL LongTermDebt · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000084/ · unverified
  - Operating income FY2021: 1358876000.0 · 2021-12-31 · SEC XBRL OperatingIncomeLoss · https://www.sec.gov/Archives/edgar/data/1123360/000112336024000004/ · unverified
  - Revenue FY2021: 8523762000.0 · 2021-12-31 · SEC XBRL RevenueFromContractWithCustomerExcludingAssessedTax · https://www.sec.gov/Archives/edgar/data/1123360/000112336024000004/ · unverified
  - Operating income FY2022: 309517000.0 · 2022-12-31 · SEC XBRL OperatingIncomeLoss · https://www.sec.gov/Archives/edgar/data/1123360/000112336025000080/ · unverified
  - Revenue FY2022: 6828887000.0 · 2022-12-31 · SEC XBRL RevenueFromContractWithCustomerExcludingAssessedTax · https://www.sec.gov/Archives/edgar/data/1123360/000112336025000080/ · unverified
  - Operating income FY2023: 1315614000.0 · 2023-12-31 · SEC XBRL OperatingIncomeLoss · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000008/ · unverified
  - Revenue FY2023: 7379784000.0 · 2023-12-31 · SEC XBRL RevenueFromContractWithCustomerExcludingAssessedTax · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000008/ · unverified
  - Operating income FY2024: 1974500000.0 · 2024-12-31 · SEC XBRL OperatingIncomeLoss · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000008/ · unverified
  - Revenue FY2024: 7735970000.0 · 2024-12-31 · SEC XBRL RevenueFromContractWithCustomerExcludingAssessedTax · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000008/ · unverified
  - Operating income FY2025: 1754624000.0 · 2025-12-31 · SEC XBRL OperatingIncomeLoss · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000008/ · unverified
  - Revenue FY2025: 7705878000.0 · 2025-12-31 · SEC XBRL RevenueFromContractWithCustomerExcludingAssessedTax · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000008/ · unverified
  - Operating cash flow FY2021: 2780825000.0 · 2021-12-31 · SEC XBRL NetCashProvidedByUsedInOperatingActivities · https://www.sec.gov/Archives/edgar/data/1123360/000112336024000004/ · unverified
  - Capital expenditure FY2021: 493216000.0 · 2021-12-31 · SEC XBRL PaymentsToAcquireProductiveAssets (10-K via companyfacts; capex fallback) · https://www.sec.gov/Archives/edgar/data/1123360/000112336024000004/ · unverified

### Lynch GARP: 76.9 (ok) · complete: True · missing tests: none · current inputs as of 2026-06-30 · stale inputs: none · history 2020–2025 · price 2026-10-23 · verification {'verified': 0, 'mismatch': 0, 'unverified': 5, 'not_cross_checked': 1} · computed 2026-10-26 · rules https://theclaudetrader.com/p/lynch
- 1 PEG: P/E divided by 5-yr EPS growth (in % points): 0.59  · threshold <= 1.0 · points 30.0/30
- 2 EPS growth, 5-yr compound rate: +24.3% a year  · threshold 12% to 35% a year · points 20.0/20
- 3 P/E on latest annual EPS: 14.3  · threshold <= 25 · points 10.0/10
- 4 Borrowings / equity: 0.97  · threshold <= 0.5 · points 7.9/15
- 5 Years of the last 5 in which EPS rose: 3 of 5  · threshold 5 of 5 · points 9.0/15
- 6 Net cash (cash minus borrowings) / market cap: -78.1%  · threshold >= +10% · points 0.0/10

Inputs:
  - Price (close, per traded unit): 82.82 · 2026-10-23 · Alpaca Market Data (consolidated SIP daily bar) · https://docs.alpaca.markets/docs/historical-stock-data-1
  - EPS diluted FY2025: 5.78 · 2025-12-31 · SEC XBRL EarningsPerShareDiluted · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000008/ · unverified
  - EPS diluted FY2020: 1.95 · 2020-12-31 · SEC XBRL EarningsPerShareDiluted · https://www.sec.gov/Archives/edgar/data/1123360/000112336023000009/ · unverified
  - debt_incl_current: 22515505000.0 · 2026-06-30 · SEC XBRL LongTermDebt · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000084/ · unverified
  - equity: 23110707000.0 · 2026-06-30 · SEC XBRL StockholdersEquity · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000084/ · unverified
  - cash: 5408962000.0 · 2026-06-30 · SEC XBRL CashAndCashEquivalentsAtCarryingValue · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000084/ · unverified

### Graham Enterprising: 55.0 (ok) · complete: True · missing tests: none · current inputs as of 2026-06-30 · stale inputs: none · history 2020–2025 · price 2026-10-23 · verification {'verified': 0, 'mismatch': 0, 'unverified': 10, 'not_cross_checked': 3} · computed 2026-10-26 · rules https://theclaudetrader.com/p/graham_enterprising
- 1 Current ratio: 0.82  · threshold >= 1.5 · points 0.0/15
- 2 Borrowings vs working capital: None  · threshold <= 1.1x · points 0.0/15
- 3 No earnings deficit in the last 5 years: 5 of 5 profitable  · threshold 5 of 5 · points 15.0/15
- 4 Pays a current dividend: yes  · threshold yes · points 10.0/10
- 5 EPS higher than five years earlier: 1.95 -> 5.78  · threshold higher · points 10.0/10
- 6 Price / book value per share: 0.95  · threshold <= 1.2 · points 20.0/20
- 7 Price / net current asset value per share (current assets minus all liabilities): None  · threshold <= 0.67 · points 0.0/15

Inputs:
  - Price (close, per traded unit): 82.82 · 2026-10-23 · Alpaca Market Data (consolidated SIP daily bar) · https://docs.alpaca.markets/docs/historical-stock-data-1
  - current_assets: 11669831000.0 · 2026-06-30 · SEC XBRL AssetsCurrent · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000084/ · unverified
  - current_liabilities: 14153798000.0 · 2026-06-30 · SEC XBRL LiabilitiesCurrent · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000084/ · unverified
  - Net income FY2021: 965460000.0 · 2021-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1123360/000112336024000004/ · unverified
  - Net income FY2022: 111493000.0 · 2022-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1123360/000112336025000080/ · unverified
  - Net income FY2023: 986233000.0 · 2023-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000008/ · unverified
  - Net income FY2024: 1570365000.0 · 2024-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000008/ · unverified
  - Net income FY2025: 1400107000.0 · 2025-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000008/ · unverified
  - Dividend years (Yahoo): [2019, 2020, 2021, 2022, 2023, 2024, 2025, 2026] ·  · Yahoo Finance dividend history · https://finance.yahoo.com/quote/GPN/history?filter=div
  - EPS diluted FY2025: 5.78 · 2025-12-31 · SEC XBRL EarningsPerShareDiluted · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000008/ · unverified
  - EPS diluted FY2020: 1.95 · 2020-12-31 · SEC XBRL EarningsPerShareDiluted · https://www.sec.gov/Archives/edgar/data/1123360/000112336023000009/ · unverified
  - equity: 23110707000.0 · 2026-06-30 · SEC XBRL StockholdersEquity · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000084/ · unverified
  - Shares outstanding: 264618390.0 · 2026-07-31 · SEC cover page 10-Q 0001123360-26-000084 (264,618,390 shares (single class on cover)); filing document https://www.sec.gov/Archives/edgar/data/1123360/000112336026000084/gpn-20260630.htm · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000084/R1.htm

### Piotroski F-Score: 44.4 (ok) · complete: True · missing tests: none · current inputs as of None · stale inputs: none · history 2024–2026 · price None · verification {'verified': 0, 'mismatch': 0, 'unverified': 27, 'not_cross_checked': 0} · computed 2026-10-26 · rules https://theclaudetrader.com/p/piotroski
- 1 Return on assets is positive: 2.6%  · threshold pass = 1 · points 11.11111111111111/11.11111111111111
- 2 Operating cash flow is positive: 2,657M  · threshold pass = 1 · points 11.11111111111111/11.11111111111111
- 3 Return on assets improved on the prior year: 3.3% -> 2.6%  · threshold pass = 1 · points 0.0/11.11111111111111
- 4 Operating cash flow exceeds net income (accruals): 2,657M vs 1,400M  · threshold pass = 1 · points 11.11111111111111/11.11111111111111
- 5 Long-term debt / assets fell: 32.2% -> 36.6%  · threshold pass = 1 · points 0.0/11.11111111111111
- 6 Current ratio improved: 0.96 -> 1.69  · threshold pass = 1 · points 11.11111111111111/11.11111111111111
- 7 No new shares issued (share count did not rise): 243M -> 265M  · threshold pass = 1 · points 0.0/11.11111111111111
- 8 Operating margin improved (stand-in for gross margin, which the dataset does not carry): 25.5% -> 22.8%  · threshold pass = 1 · points 0.0/11.11111111111111
- 9 Asset turnover (revenue / assets) improved: 0.16 -> 0.14  · threshold pass = 1 · points 0.0/11.11111111111111

Inputs:
  - net_income 2025-12-31: 1400107000.0 · 2025-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000008/ · unverified
  - total_assets 2025-12-31: 53338484000.0 · 2025-12-31 · SEC XBRL Assets · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000084/ · unverified
  - cfo 2025-12-31: 2656592000.0 · 2025-12-31 · SEC XBRL NetCashProvidedByUsedInOperatingActivities · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000008/ · unverified
  - net_income 2025-12-31: 1400107000.0 · 2025-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000008/ · unverified
  - net_income 2024-12-31: 1570365000.0 · 2024-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000008/ · unverified
  - total_assets 2025-12-31: 53338484000.0 · 2025-12-31 · SEC XBRL Assets · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000084/ · unverified
  - total_assets 2024-12-31: 46890255000.0 · 2024-12-31 · SEC XBRL Assets · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000008/ · unverified
  - cfo 2025-12-31: 2656592000.0 · 2025-12-31 · SEC XBRL NetCashProvidedByUsedInOperatingActivities · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000008/ · unverified
  - net_income 2025-12-31: 1400107000.0 · 2025-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000008/ · unverified
  - lt_debt 2025-12-31: 19541512000.0 · 2025-12-31 · SEC XBRL LongTermDebtAndCapitalLeaseObligations · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000084/ · unverified
  - lt_debt 2024-12-31: 15079453000.0 · 2024-12-31 · SEC XBRL LongTermDebtAndCapitalLeaseObligations · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000008/ · unverified
  - total_assets 2025-12-31: 53338484000.0 · 2025-12-31 · SEC XBRL Assets · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000084/ · unverified
  - total_assets 2024-12-31: 46890255000.0 · 2024-12-31 · SEC XBRL Assets · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000008/ · unverified
  - current_assets 2025-12-31: 12602671000.0 · 2025-12-31 · SEC XBRL AssetsCurrent · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000084/ · unverified
  - current_assets 2024-12-31: 6031232000.0 · 2024-12-31 · SEC XBRL AssetsCurrent · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000008/ · unverified
  - current_liabilities 2025-12-31: 7456844000.0 · 2025-12-31 · SEC XBRL LiabilitiesCurrent · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000084/ · unverified
  - current_liabilities 2024-12-31: 6252714000.0 · 2024-12-31 · SEC XBRL LiabilitiesCurrent · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000008/ · unverified
  - shares_out 2026-07-31: 264618390.0 · 2026-07-31 · SEC XBRL EntityCommonStockSharesOutstanding · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000084/ · unverified
  - shares_out 2025-07-31: 242607106.0 · 2025-07-31 · SEC XBRL EntityCommonStockSharesOutstanding · https://www.sec.gov/Archives/edgar/data/1123360/000112336025000040/ · unverified
  - operating_income 2025-12-31: 1754624000.0 · 2025-12-31 · SEC XBRL OperatingIncomeLoss · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000008/ · unverified
  - operating_income 2024-12-31: 1974500000.0 · 2024-12-31 · SEC XBRL OperatingIncomeLoss · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000008/ · unverified
  - revenue 2025-12-31: 7705878000.0 · 2025-12-31 · SEC XBRL RevenueFromContractWithCustomerExcludingAssessedTax · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000008/ · unverified
  - revenue 2024-12-31: 7735970000.0 · 2024-12-31 · SEC XBRL RevenueFromContractWithCustomerExcludingAssessedTax · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000008/ · unverified
  - revenue 2025-12-31: 7705878000.0 · 2025-12-31 · SEC XBRL RevenueFromContractWithCustomerExcludingAssessedTax · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000008/ · unverified
  - revenue 2024-12-31: 7735970000.0 · 2024-12-31 · SEC XBRL RevenueFromContractWithCustomerExcludingAssessedTax · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000008/ · unverified
  - total_assets 2025-12-31: 53338484000.0 · 2025-12-31 · SEC XBRL Assets · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000084/ · unverified
  - total_assets 2024-12-31: 46890255000.0 · 2024-12-31 · SEC XBRL Assets · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000008/ · unverified

## Market value, source trail

- Formula: market_value = traded_price (price date) / depositary_ratio x latest point-in-time SEC shares outstanding (share-count date shown; from the filing cover page, summed across share classes only where the issuer filing verifies the classes are economically equivalent (rule + evidence URL in the source text), else withheld; priced at the primary listed class, so where other classes trade at a different price the value is an approximation; restated only for issuer-verified splits after the count date); weighted-average share counts are never used
- Traded price: 82.82 on 2026-10-23 (USD per traded unit (share or ADS)) · https://docs.alpaca.markets/docs/historical-stock-data-1
- SEC shares outstanding: 264,618,390 underlying shares, period 2026-07-31, SEC cover page 10-Q 0001123360-26-000084 (264,618,390 shares (single class on cover)); filing document https://www.sec.gov/Archives/edgar/data/1123360/000112336026000084/gpn-20260630.htm, accession 0001123360-26-000084 · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000084/R1.htm
- Depositary ratio: 1.0 (domestic; 10-K filer; SEC shares are the traded units) · None
- Market value (price date x latest reported shares): 21,915,695,060 USD; 82.82 (price 2026-10-23) / 1 x 264,618,390 (shares at 2026-07-31) = 21,915,695,060

## Revenue by fiscal year (SEC XBRL; FY = calendar year in which the fiscal year ends)

- FY2014 (ended 2014-05-31): 2554236000.0 · https://www.sec.gov/Archives/edgar/data/1123360/000112336017000013/
- FY2015 (ended 2015-05-31): 2773718000.0 · https://www.sec.gov/Archives/edgar/data/1123360/000112336018000007/
- FY2016 (ended 2016-05-31): 2898150000.0 · https://www.sec.gov/Archives/edgar/data/1123360/000112336018000007/
- FY2016 (ended 2016-12-31): 3370976000.0 · https://www.sec.gov/Archives/edgar/data/1123360/000112336018000007/
- FY2017 (ended 2017-12-31): 3975163000.0 · https://www.sec.gov/Archives/edgar/data/1123360/000112336018000007/
- FY2018 (ended 2018-12-31): 3366366000.0 · https://www.sec.gov/Archives/edgar/data/1123360/000112336021000009/
- FY2019 (ended 2019-12-31): 4911892000.0 · https://www.sec.gov/Archives/edgar/data/1123360/000112336022000007/
- FY2020 (ended 2020-12-31): 7423558000.0 · https://www.sec.gov/Archives/edgar/data/1123360/000112336023000009/
- FY2021 (ended 2021-12-31): 8523762000.0 · https://www.sec.gov/Archives/edgar/data/1123360/000112336024000004/
- FY2022 (ended 2022-12-31): 6828887000.0 · https://www.sec.gov/Archives/edgar/data/1123360/000112336025000080/
- FY2023 (ended 2023-12-31): 7379784000.0 · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000008/
- FY2024 (ended 2024-12-31): 7735970000.0 · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000008/
- FY2025 (ended 2025-12-31): 7705878000.0 · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000008/

## Net income by fiscal year (SEC XBRL)

- FY2014 (ended 2014-05-31): 245286000.0 · https://www.sec.gov/Archives/edgar/data/1123360/000112336017000013/
- FY2015 (ended 2015-05-31): 278040000.0 · https://www.sec.gov/Archives/edgar/data/1123360/000112336018000007/
- FY2016 (ended 2016-05-31): 271666000.0 · https://www.sec.gov/Archives/edgar/data/1123360/000112336019000008/
- FY2016 (ended 2016-12-31): 201753000.0 · https://www.sec.gov/Archives/edgar/data/1123360/000112336019000008/
- FY2017 (ended 2017-12-31): 468425000.0 · https://www.sec.gov/Archives/edgar/data/1123360/000112336020000009/
- FY2018 (ended 2018-12-31): 452053000.0 · https://www.sec.gov/Archives/edgar/data/1123360/000112336021000009/
- FY2019 (ended 2019-12-31): 430613000.0 · https://www.sec.gov/Archives/edgar/data/1123360/000112336022000007/
- FY2020 (ended 2020-12-31): 584520000.0 · https://www.sec.gov/Archives/edgar/data/1123360/000112336023000009/
- FY2021 (ended 2021-12-31): 965460000.0 · https://www.sec.gov/Archives/edgar/data/1123360/000112336024000004/
- FY2022 (ended 2022-12-31): 111493000.0 · https://www.sec.gov/Archives/edgar/data/1123360/000112336025000080/
- FY2023 (ended 2023-12-31): 986233000.0 · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000008/
- FY2024 (ended 2024-12-31): 1570365000.0 · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000008/
- FY2025 (ended 2025-12-31): 1400107000.0 · https://www.sec.gov/Archives/edgar/data/1123360/000112336026000008/

## EPS diluted by fiscal year (split-adjusted to today's share basis; as filed in brackets)

- FY2014 (ended 2014-05-31): 1.69 [filed 1.69, split factor 1.0]
- FY2015 (ended 2015-05-31): 2.06 [filed 2.06, split factor 1.0]
- FY2016 (ended 2016-05-31): 2.04 [filed 2.04, split factor 1.0]
- FY2016 (ended 2016-12-31): 1.37 [filed 1.37, split factor 1.0]
- FY2017 (ended 2017-12-31): 3.01 [filed 3.01, split factor 1.0]
- FY2018 (ended 2018-12-31): 2.84 [filed 2.84, split factor 1.0]
- FY2019 (ended 2019-12-31): 2.16 [filed 2.16, split factor 1.0]
- FY2020 (ended 2020-12-31): 1.95 [filed 1.95, split factor 1.0]
- FY2021 (ended 2021-12-31): 3.29 [filed 3.29, split factor 1.0]
- FY2022 (ended 2022-12-31): 0.4 [filed 0.4, split factor 1.0]
- FY2023 (ended 2023-12-31): 3.77 [filed 3.77, split factor 1.0]
- FY2024 (ended 2024-12-31): 6.16 [filed 6.16, split factor 1.0]
- FY2025 (ended 2025-12-31): 5.78 [filed 5.78, split factor 1.0]

## Dividend years (Yahoo history)

2001, 2002, 2003, 2004, 2005, 2006, 2007, 2008, 2009, 2010, 2011, 2012, 2013, 2014, 2015, 2016, 2017, 2018, 2019, 2020, 2021, 2022, 2023, 2024, 2025, 2026

## Insider transactions (SEC Form 4 data set, latest 40)


## Links

- sec_filings: https://www.sec.gov/edgar/browse/?CIK=0001123360
- sec_xbrl_companyfacts: https://data.sec.gov/api/xbrl/companyfacts/CIK0001123360.json
- sec_form4: https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=0001123360&type=4
- sec_8k: https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=0001123360&type=8-K
- yahoo: https://finance.yahoo.com/quote/GPN
- stooq: https://stooq.com/q/d/?s=gpn.us
- morningstar (link only, nothing stored): https://www.morningstar.com/search?query=GPN
- finviz (link only, nothing stored): https://finviz.com/quote.ashx?t=GPN
- stockanalysis (link only, nothing stored): https://stockanalysis.com/stocks/gpn/
- seeking_alpha (link only, nothing stored): https://seekingalpha.com/symbol/GPN
- openinsider (link only, nothing stored): http://openinsider.com/search?q=GPN
- google_news (link only, nothing stored): https://news.google.com/rss/search?q=GPN+stock

Cite as: The Claude Trader snapshot 2026-10-26, https://theclaudetrader.com/s/GPN; data from SEC EDGAR XBRL and market prices (Alpaca Market Data, Yahoo Finance) to 2026-10-23.

Scores are deterministic rule outputs from public filings. fair_value_model is a labelled model estimate from the same filings (method at /fair-value), not an opinion or recommendation.