# INTU · Intuit Inc. Snapshot 2026-10-26 · CIK 0000896878 · Nasdaq · Services-Prepackaged Software Price 343.39 (2026-10-23, Alpaca Market Data (consolidated SIP daily bar)) · Market cap 91.77 B Machine-readable: https://theclaudetrader.com/s/INTU.json · index: https://theclaudetrader.com/llms.txt ## Scores ### Graham Defensive: 60.1 (ok) · complete: True · missing tests: none · current inputs as of 2026-07-31 · stale inputs: none · history 2013–2025 · price 2026-10-23 · verification {'verified': 14, 'mismatch': 0, 'unverified': 21, 'not_cross_checked': 2} · computed 2026-10-26 · rules https://theclaudetrader.com/p/graham - 1 Adequate size: 21.45 revenue $B · threshold >= 1 · points 5.0/5 - 2a Current ratio: 1.51 · threshold >= 2.0 · points 7.6/15 - 2b Long-term debt vs working capital: 1.25 LTD / WC · threshold <= 1.0 · points 11.3/15 - 3 Positive earnings each of 10 years: 10 of 10 · threshold 10 of 10 · points 15.0/15 - 4 Dividends every year for 20 years: 15 of 20 · threshold 20 of 20 · points 11.25/15 - 5 EPS growth, 3-yr avg now vs 10 yrs ago: 2.70 -> 10.84 (+302%) · threshold >= +33% · points 10.0/10 - 6 P/E on 3-year average EPS: 31.7 · threshold <= 15 · points 0.0/15 - 7 P/B <= 1.5, or P/E x P/B <= 22.5: P/B 4.83, product 153.1 · threshold <= 1.5 or <= 22.5 · points 0.0/10 Inputs: - Price (close, per traded unit): 343.39 · 2026-10-23 · Alpaca Market Data (consolidated SIP daily bar) · https://docs.alpaca.markets/docs/historical-stock-data-1 - Revenue: 21448000000.0 · 2026-07-31 · SEC XBRL Revenues · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - current_assets: 15311000000.0 · 2026-07-31 · SEC XBRL AssetsCurrent · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - current_liabilities: 10163000000.0 · 2026-07-31 · SEC XBRL LiabilitiesCurrent · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - lt_debt: 6420000000.0 · 2026-07-31 · SEC XBRL LongTermDebtNoncurrent · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - equity: 18992000000.0 · 2026-07-31 · SEC XBRL StockholdersEquity · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - Net income FY2016: 979000000.0 · 2016-07-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/896878/000089687818000171/ · unverified - Net income FY2017: 985000000.0 · 2017-07-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/896878/000089687819000132/ · unverified - Net income FY2018: 1329000000.0 · 2018-07-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/896878/000089687820000148/ · unverified - Net income FY2019: 1557000000.0 · 2019-07-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/896878/000089687821000233/ · unverified - Net income FY2020: 1826000000.0 · 2020-07-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/896878/000089687822000028/ · unverified - Net income FY2021: 2062000000.0 · 2021-07-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/896878/000089687823000034/ · unverified - Net income FY2022: 2066000000.0 · 2022-07-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/896878/000089687824000039/ · unverified - Net income FY2023: 2384000000.0 · 2023-07-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/896878/000089687825000050/ · unverified - Net income FY2024: 2963000000.0 · 2024-07-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - Net income FY2025: 3869000000.0 · 2025-07-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - Dividend years (Yahoo): [2011, 2012, 2013, 2014, 2015, 2016, 2017, 2018, 2019, 2020, 2021, 2022, 2023, 2024, 2025, 2026] · · Yahoo Finance dividend history · https://finance.yahoo.com/quote/INTU/history?filter=div · verified (partly: XBRL covers 13 of 20 years) - Dividends per share FY2013 (XBRL): 0.68 · 2013-07-31 · SEC XBRL CommonStockDividendsPerShareDeclared · https://www.sec.gov/Archives/edgar/data/896878/000089687815000116/ · verified - Dividends per share FY2014 (XBRL): 0.76 · 2014-07-31 · SEC XBRL CommonStockDividendsPerShareDeclared · https://www.sec.gov/Archives/edgar/data/896878/000089687816000286/ · verified - Dividends per share FY2015 (XBRL): 1.0 · 2015-07-31 · SEC XBRL CommonStockDividendsPerShareDeclared · https://www.sec.gov/Archives/edgar/data/896878/000089687817000130/ · verified - Dividends per share FY2016 (XBRL): 1.2 · 2016-07-31 · SEC XBRL CommonStockDividendsPerShareDeclared · https://www.sec.gov/Archives/edgar/data/896878/000089687818000171/ · verified - Dividends per share FY2017 (XBRL): 1.36 · 2017-07-31 · SEC XBRL CommonStockDividendsPerShareDeclared · https://www.sec.gov/Archives/edgar/data/896878/000089687819000132/ · verified - Dividends per share FY2018 (XBRL): 1.56 · 2018-07-31 · SEC XBRL CommonStockDividendsPerShareDeclared · https://www.sec.gov/Archives/edgar/data/896878/000089687820000148/ · verified - Dividends per share FY2019 (XBRL): 1.88 · 2019-07-31 · SEC XBRL CommonStockDividendsPerShareDeclared · https://www.sec.gov/Archives/edgar/data/896878/000089687821000233/ · verified - Dividends per share FY2020 (XBRL): 2.12 · 2020-07-31 · SEC XBRL CommonStockDividendsPerShareDeclared · https://www.sec.gov/Archives/edgar/data/896878/000089687822000028/ · verified - Dividends per share FY2021 (XBRL): 2.36 · 2021-07-31 · SEC XBRL CommonStockDividendsPerShareDeclared · https://www.sec.gov/Archives/edgar/data/896878/000089687823000034/ · verified - Dividends per share FY2022 (XBRL): 2.72 · 2022-07-31 · SEC XBRL CommonStockDividendsPerShareDeclared · https://www.sec.gov/Archives/edgar/data/896878/000089687824000039/ · verified - Dividends per share FY2023 (XBRL): 3.12 · 2023-07-31 · SEC XBRL CommonStockDividendsPerShareDeclared · https://www.sec.gov/Archives/edgar/data/896878/000089687825000050/ · verified - Dividends per share FY2024 (XBRL): 3.6 · 2024-07-31 · SEC XBRL CommonStockDividendsPerShareDeclared · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · verified - Dividends per share FY2025 (XBRL): 4.16 · 2025-07-31 · SEC XBRL CommonStockDividendsPerShareDeclared · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · verified - EPS diluted FY2014: 3.12 · 2014-07-31 · SEC XBRL EarningsPerShareDiluted · https://www.sec.gov/Archives/edgar/data/896878/000089687816000286/ · unverified - EPS diluted FY2015: 1.28 · 2015-07-31 · SEC XBRL EarningsPerShareDiluted · https://www.sec.gov/Archives/edgar/data/896878/000089687817000130/ · unverified - EPS diluted FY2016: 3.69 · 2016-07-31 · SEC XBRL EarningsPerShareDiluted · https://www.sec.gov/Archives/edgar/data/896878/000089687818000171/ · unverified - EPS diluted FY2023: 8.42 · 2023-07-31 · SEC XBRL EarningsPerShareDiluted · https://www.sec.gov/Archives/edgar/data/896878/000089687825000050/ · unverified - EPS diluted FY2024: 10.43 · 2024-07-31 · SEC XBRL EarningsPerShareDiluted · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - EPS diluted FY2025: 13.67 · 2025-07-31 · SEC XBRL EarningsPerShareDiluted · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - Shares outstanding: 267236000.0 · 2026-08-31 · SEC cover page 10-K 0000896878-26-000037 (267,236,000 shares (single class on cover)); filing document https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/intu-20260731.htm · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/R1.htm ### Magic Formula: 92.0 (ok) · complete: True · missing tests: none · current inputs as of 2026-07-31 · stale inputs: none · history None–None · price 2026-10-23 · verification None · computed 2026-10-26 · rules https://theclaudetrader.com/p/magic_formula - Earnings yield (EBIT/EV): 6.21 % · threshold · points / - Return on capital (EBIT/(NWC+PPE)): 95.35 % · threshold · points / - Combined rank: 84 · threshold · points / Inputs: - operating_income: 5884000000.0 · 2026-07-31 · SEC XBRL OperatingIncomeLoss · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ - current_assets: 15311000000.0 · 2026-07-31 · SEC XBRL AssetsCurrent · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ - current_liabilities: 10163000000.0 · 2026-07-31 · SEC XBRL LiabilitiesCurrent · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ - cash: 4705000000.0 · 2026-07-31 · SEC XBRL CashAndCashEquivalentsAtCarryingValue · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ - ppe_net: 1023000000.0 · 2026-07-31 · SEC XBRL PropertyPlantAndEquipmentNet · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ - debt_incl_current: 7669000000.0 · 2026-07-31 · SEC XBRL LongTermDebt · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ - shares_out: 267236000.0 · 2026-08-31 · SEC cover page 10-K 0000896878-26-000037 (267,236,000 shares (single class on cover)); filing document https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/intu-20260731.htm · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/R1.htm - Price (close): 343.39 · 2026-10-23 · Yahoo Finance / Alpaca Market Data · - note: debt = LongTermDebt (incl. current maturities) · · · - note: EBIT = fiscal year ending 2026-07-31: no quarter reported since, so the annual figure is the trailing twelve months · · · ### Momentum: 15.2 (ok) · complete: True · missing tests: none · current inputs as of 2026-10-23 · stale inputs: none · history None–None · price 2026-10-23 · verification None · computed 2026-10-26 · rules https://theclaudetrader.com/p/momentum - 12-1 month return: -57.3 % · threshold · points 0.4/50 - 6 month return: -9.6 % · threshold · points 4.5/20 - Price / 52-week high: 0.51 · threshold · points 7.6/15 - Volatility penalty (60d annualised): 43.4 % · threshold · points 2.6/15 Inputs: - Adjusted close series (14 months): 343.39 · 2026-10-23 · Yahoo Finance / Alpaca Market Data daily history · ### Insider: 0.0 (ok) · complete: True · missing tests: none · current inputs as of 2026-10-23 · stale inputs: none · history None–None · price None · verification None · computed 2026-10-26 · rules https://theclaudetrader.com/p/insider - Open-market buy value / market cap (percentile among buyers): 0.0 bp · threshold · points 0.0/35 - Distinct buyers: 0 · threshold · points 0.0/25 - Buyer seniority: 0.0 · threshold · points 0.0/20 - Recency (half-life 30d): 0.0 · threshold · points 0.0/10 - Sales penalty (excludes 10b5-1 plan sales): 0.03 bp · threshold · points -1.2/0 Inputs: - Form 4 S Hotz Lauren D 2026-08-27: 292692.2278 · 2026-08-27 · SEC Form 4 (insider transactions data set) · https://www.sec.gov/Archives/edgar/data/896878/000162828026059416/ - Form 4 S Hotz Lauren D 2026-08-27: 21603.221499999996 · 2026-08-27 · SEC Form 4 (insider transactions data set) · https://www.sec.gov/Archives/edgar/data/896878/000162828026059416/ - excluded 2026-09-08 S: 10b5-1 plan · · rule · ### Buffett Quality: 100.0 (ok) · complete: True · missing tests: none · current inputs as of 2026-07-31 · stale inputs: none · history 2017–2026 · price 2026-10-23 · verification {'verified': 0, 'mismatch': 0, 'unverified': 47, 'not_cross_checked': 2} · computed 2026-10-26 · rules https://theclaudetrader.com/p/buffett - 1 Average return on equity (net income / year-end equity): 23.0% over 8 yrs · threshold >= 15% · points 25.0/25 - 2 Profitable every year: 10 of 10 · threshold all years · points 15.0/15 - 3 Net income growth, 3-yr average now vs start of window: +16.7% a year · threshold >= +10% · points 10.0/10 - 4 Borrowings / 3-yr average earnings (years to repay): 2.0 years · threshold <= 4 · points 15.0/15 - 5 Operating margin, 5-yr average: 23.6% · threshold >= 20% · points 10.0/10 - 6 Free cash flow / net income, 5-yr (operating cash flow minus capex): 1.77 · threshold >= 1.0 · points 10.0/10 - 7 Owner-earnings yield (3-yr avg free cash flow / market cap): 7.1% · threshold >= 7% · points 15.0/15 Inputs: - Price (close, per traded unit): 343.39 · 2026-10-23 · Alpaca Market Data (consolidated SIP daily bar) · https://docs.alpaca.markets/docs/historical-stock-data-1 - Net income FY2019: 1557000000.0 · 2019-07-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/896878/000089687821000233/ · unverified - Equity at FY2019 end: 3749000000.0 · 2019-07-31 · SEC XBRL StockholdersEquity · https://www.sec.gov/Archives/edgar/data/896878/000089687822000028/ · unverified - Net income FY2020: 1826000000.0 · 2020-07-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/896878/000089687822000028/ · unverified - Equity at FY2020 end: 5106000000.0 · 2020-07-31 · SEC XBRL StockholdersEquity · https://www.sec.gov/Archives/edgar/data/896878/000089687823000034/ · unverified - Net income FY2021: 2062000000.0 · 2021-07-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/896878/000089687823000034/ · unverified - Equity at FY2021 end: 9869000000.0 · 2021-07-31 · SEC XBRL StockholdersEquity · https://www.sec.gov/Archives/edgar/data/896878/000089687824000039/ · unverified - Net income FY2022: 2066000000.0 · 2022-07-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/896878/000089687824000039/ · unverified - Equity at FY2022 end: 16441000000.0 · 2022-07-31 · SEC XBRL StockholdersEquity · https://www.sec.gov/Archives/edgar/data/896878/000089687825000050/ · unverified - Net income FY2023: 2384000000.0 · 2023-07-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/896878/000089687825000050/ · unverified - Equity at FY2023 end: 17269000000.0 · 2023-07-31 · SEC XBRL StockholdersEquity · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - Net income FY2024: 2963000000.0 · 2024-07-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - Equity at FY2024 end: 18436000000.0 · 2024-07-31 · SEC XBRL StockholdersEquity · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - Net income FY2025: 3869000000.0 · 2025-07-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - Equity at FY2025 end: 19710000000.0 · 2025-07-31 · SEC XBRL StockholdersEquity · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - Net income FY2026: 4566000000.0 · 2026-07-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - Equity at FY2026 end: 18992000000.0 · 2026-07-31 · SEC XBRL StockholdersEquity · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - Net income FY2017: 985000000.0 · 2017-07-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/896878/000089687819000132/ · unverified - Net income FY2018: 1329000000.0 · 2018-07-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/896878/000089687820000148/ · unverified - Net income FY2019: 1557000000.0 · 2019-07-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/896878/000089687821000233/ · unverified - Net income FY2020: 1826000000.0 · 2020-07-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/896878/000089687822000028/ · unverified - Net income FY2021: 2062000000.0 · 2021-07-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/896878/000089687823000034/ · unverified - Net income FY2022: 2066000000.0 · 2022-07-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/896878/000089687824000039/ · unverified - Net income FY2023: 2384000000.0 · 2023-07-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/896878/000089687825000050/ · unverified - Net income FY2024: 2963000000.0 · 2024-07-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - Net income FY2025: 3869000000.0 · 2025-07-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - Net income FY2026: 4566000000.0 · 2026-07-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - debt_incl_current: 7669000000.0 · 2026-07-31 · SEC XBRL LongTermDebt · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - Operating income FY2022: 2571000000.0 · 2022-07-31 · SEC XBRL OperatingIncomeLoss · https://www.sec.gov/Archives/edgar/data/896878/000089687824000039/ · unverified - Revenue FY2022: 12726000000.0 · 2022-07-31 · SEC XBRL Revenues · https://www.sec.gov/Archives/edgar/data/896878/000089687824000039/ · unverified - Operating income FY2023: 3141000000.0 · 2023-07-31 · SEC XBRL OperatingIncomeLoss · https://www.sec.gov/Archives/edgar/data/896878/000089687825000050/ · unverified - Revenue FY2023: 14368000000.0 · 2023-07-31 · SEC XBRL Revenues · https://www.sec.gov/Archives/edgar/data/896878/000089687825000050/ · unverified - Operating income FY2024: 3630000000.0 · 2024-07-31 · SEC XBRL OperatingIncomeLoss · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - Revenue FY2024: 16285000000.0 · 2024-07-31 · SEC XBRL Revenues · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - Operating income FY2025: 4923000000.0 · 2025-07-31 · SEC XBRL OperatingIncomeLoss · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - Revenue FY2025: 18831000000.0 · 2025-07-31 · SEC XBRL Revenues · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - Operating income FY2026: 5884000000.0 · 2026-07-31 · SEC XBRL OperatingIncomeLoss · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - Revenue FY2026: 21448000000.0 · 2026-07-31 · SEC XBRL Revenues · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - Operating cash flow FY2022: 3889000000.0 · 2022-07-31 · SEC XBRL NetCashProvidedByUsedInOperatingActivities · https://www.sec.gov/Archives/edgar/data/896878/000089687824000039/ · unverified - Capital expenditure FY2022: 157000000.0 · 2022-07-31 · SEC XBRL PaymentsToAcquirePropertyPlantAndEquipment · https://www.sec.gov/Archives/edgar/data/896878/000089687824000039/ · unverified ### Lynch GARP: 86.0 (ok) · complete: True · missing tests: none · current inputs as of 2026-07-31 · stale inputs: none · history 2021–2026 · price 2026-10-23 · verification {'verified': 0, 'mismatch': 0, 'unverified': 5, 'not_cross_checked': 1} · computed 2026-10-26 · rules https://theclaudetrader.com/p/lynch - 1 PEG: P/E divided by 5-yr EPS growth (in % points): 1.24 · threshold <= 1.0 · points 22.8/30 - 2 EPS growth, 5-yr compound rate: +16.8% a year · threshold 12% to 35% a year · points 20.0/20 - 3 P/E on latest annual EPS: 20.9 · threshold <= 25 · points 10.0/10 - 4 Borrowings / equity: 0.4 · threshold <= 0.5 · points 15.0/15 - 5 Years of the last 5 in which EPS rose: 4 of 5 · threshold 5 of 5 · points 12.0/15 - 6 Net cash (cash minus borrowings) / market cap: -3.2% · threshold >= +10% · points 6.2/10 Inputs: - Price (close, per traded unit): 343.39 · 2026-10-23 · Alpaca Market Data (consolidated SIP daily bar) · https://docs.alpaca.markets/docs/historical-stock-data-1 - EPS diluted FY2026: 16.46 · 2026-07-31 · SEC XBRL EarningsPerShareDiluted · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - EPS diluted FY2021: 7.56 · 2021-07-31 · SEC XBRL EarningsPerShareDiluted · https://www.sec.gov/Archives/edgar/data/896878/000089687823000034/ · unverified - debt_incl_current: 7669000000.0 · 2026-07-31 · SEC XBRL LongTermDebt · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - equity: 18992000000.0 · 2026-07-31 · SEC XBRL StockholdersEquity · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - cash: 4705000000.0 · 2026-07-31 · SEC XBRL CashAndCashEquivalentsAtCarryingValue · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified ### Graham Enterprising: 59.7 (ok) · complete: True · missing tests: none · current inputs as of 2026-07-31 · stale inputs: none · history 2021–2026 · price 2026-10-23 · verification {'verified': 0, 'mismatch': 0, 'unverified': 11, 'not_cross_checked': 3} · computed 2026-10-26 · rules https://theclaudetrader.com/p/graham_enterprising - 1 Current ratio: 1.51 · threshold >= 1.5 · points 15.0/15 - 2 Borrowings vs working capital: 1.49 x · threshold <= 1.1x · points 9.7/15 - 3 No earnings deficit in the last 5 years: 5 of 5 profitable · threshold 5 of 5 · points 15.0/15 - 4 Pays a current dividend: yes · threshold yes · points 10.0/10 - 5 EPS higher than five years earlier: 7.56 -> 16.46 · threshold higher · points 10.0/10 - 6 Price / book value per share: 4.83 · threshold <= 1.2 · points 0.0/20 - 7 Price / net current asset value per share (current assets minus all liabilities): None · threshold <= 0.67 · points 0.0/15 Inputs: - Price (close, per traded unit): 343.39 · 2026-10-23 · Alpaca Market Data (consolidated SIP daily bar) · https://docs.alpaca.markets/docs/historical-stock-data-1 - current_assets: 15311000000.0 · 2026-07-31 · SEC XBRL AssetsCurrent · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - current_liabilities: 10163000000.0 · 2026-07-31 · SEC XBRL LiabilitiesCurrent · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - debt_incl_current: 7669000000.0 · 2026-07-31 · SEC XBRL LongTermDebt · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - Net income FY2022: 2066000000.0 · 2022-07-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/896878/000089687824000039/ · unverified - Net income FY2023: 2384000000.0 · 2023-07-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/896878/000089687825000050/ · unverified - Net income FY2024: 2963000000.0 · 2024-07-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - Net income FY2025: 3869000000.0 · 2025-07-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - Net income FY2026: 4566000000.0 · 2026-07-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - Dividend years (Yahoo): [2019, 2020, 2021, 2022, 2023, 2024, 2025, 2026] · · Yahoo Finance dividend history · https://finance.yahoo.com/quote/INTU/history?filter=div - EPS diluted FY2026: 16.46 · 2026-07-31 · SEC XBRL EarningsPerShareDiluted · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - EPS diluted FY2021: 7.56 · 2021-07-31 · SEC XBRL EarningsPerShareDiluted · https://www.sec.gov/Archives/edgar/data/896878/000089687823000034/ · unverified - equity: 18992000000.0 · 2026-07-31 · SEC XBRL StockholdersEquity · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - Shares outstanding: 267236000.0 · 2026-08-31 · SEC cover page 10-K 0000896878-26-000037 (267,236,000 shares (single class on cover)); filing document https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/intu-20260731.htm · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/R1.htm ### Piotroski F-Score: 88.9 (ok) · complete: True · missing tests: none · current inputs as of None · stale inputs: none · history 2025–2026 · price None · verification {'verified': 0, 'mismatch': 0, 'unverified': 27, 'not_cross_checked': 0} · computed 2026-10-26 · rules https://theclaudetrader.com/p/piotroski - 1 Return on assets is positive: 12.4% · threshold pass = 1 · points 11.11111111111111/11.11111111111111 - 2 Operating cash flow is positive: 8,838M · threshold pass = 1 · points 11.11111111111111/11.11111111111111 - 3 Return on assets improved on the prior year: 10.5% -> 12.4% · threshold pass = 1 · points 11.11111111111111/11.11111111111111 - 4 Operating cash flow exceeds net income (accruals): 8,838M vs 4,566M · threshold pass = 1 · points 11.11111111111111/11.11111111111111 - 5 Long-term debt / assets fell: 16.2% -> 17.5% · threshold pass = 1 · points 0.0/11.11111111111111 - 6 Current ratio improved: 1.36 -> 1.51 · threshold pass = 1 · points 11.11111111111111/11.11111111111111 - 7 No new shares issued (share count did not rise): 279M -> 267M · threshold pass = 1 · points 11.11111111111111/11.11111111111111 - 8 Operating margin improved (stand-in for gross margin, which the dataset does not carry): 26.1% -> 27.4% · threshold pass = 1 · points 11.11111111111111/11.11111111111111 - 9 Asset turnover (revenue / assets) improved: 0.51 -> 0.58 · threshold pass = 1 · points 11.11111111111111/11.11111111111111 Inputs: - net_income 2026-07-31: 4566000000.0 · 2026-07-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - total_assets 2026-07-31: 36786000000.0 · 2026-07-31 · SEC XBRL Assets · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - cfo 2026-07-31: 8838000000.0 · 2026-07-31 · SEC XBRL NetCashProvidedByUsedInOperatingActivities · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - net_income 2026-07-31: 4566000000.0 · 2026-07-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - net_income 2025-07-31: 3869000000.0 · 2025-07-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - total_assets 2026-07-31: 36786000000.0 · 2026-07-31 · SEC XBRL Assets · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - total_assets 2025-07-31: 36958000000.0 · 2025-07-31 · SEC XBRL Assets · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - cfo 2026-07-31: 8838000000.0 · 2026-07-31 · SEC XBRL NetCashProvidedByUsedInOperatingActivities · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - net_income 2026-07-31: 4566000000.0 · 2026-07-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - lt_debt 2026-07-31: 6420000000.0 · 2026-07-31 · SEC XBRL LongTermDebtNoncurrent · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - lt_debt 2025-07-31: 5973000000.0 · 2025-07-31 · SEC XBRL LongTermDebtNoncurrent · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - total_assets 2026-07-31: 36786000000.0 · 2026-07-31 · SEC XBRL Assets · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - total_assets 2025-07-31: 36958000000.0 · 2025-07-31 · SEC XBRL Assets · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - current_assets 2026-07-31: 15311000000.0 · 2026-07-31 · SEC XBRL AssetsCurrent · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - current_assets 2025-07-31: 14107000000.0 · 2025-07-31 · SEC XBRL AssetsCurrent · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - current_liabilities 2026-07-31: 10163000000.0 · 2026-07-31 · SEC XBRL LiabilitiesCurrent · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - current_liabilities 2025-07-31: 10370000000.0 · 2025-07-31 · SEC XBRL LiabilitiesCurrent · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - shares_out 2026-08-31: 267236000.0 · 2026-08-31 · SEC XBRL EntityCommonStockSharesOutstanding · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - shares_out 2025-08-26: 278805000.0 · 2025-08-26 · SEC XBRL EntityCommonStockSharesOutstanding · https://www.sec.gov/Archives/edgar/data/896878/000089687825000035/ · unverified - operating_income 2026-07-31: 5884000000.0 · 2026-07-31 · SEC XBRL OperatingIncomeLoss · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - operating_income 2025-07-31: 4923000000.0 · 2025-07-31 · SEC XBRL OperatingIncomeLoss · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - revenue 2026-07-31: 21448000000.0 · 2026-07-31 · SEC XBRL Revenues · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - revenue 2025-07-31: 18831000000.0 · 2025-07-31 · SEC XBRL Revenues · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - revenue 2026-07-31: 21448000000.0 · 2026-07-31 · SEC XBRL Revenues · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - revenue 2025-07-31: 18831000000.0 · 2025-07-31 · SEC XBRL Revenues · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - total_assets 2026-07-31: 36786000000.0 · 2026-07-31 · SEC XBRL Assets · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified - total_assets 2025-07-31: 36958000000.0 · 2025-07-31 · SEC XBRL Assets · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ · unverified ## Market value, source trail - Formula: market_value = traded_price (price date) / depositary_ratio x latest point-in-time SEC shares outstanding (share-count date shown; from the filing cover page, summed across share classes only where the issuer filing verifies the classes are economically equivalent (rule + evidence URL in the source text), else withheld; priced at the primary listed class, so where other classes trade at a different price the value is an approximation; restated only for issuer-verified splits after the count date); weighted-average share counts are never used - Traded price: 343.39 on 2026-10-23 (USD per traded unit (share or ADS)) · https://docs.alpaca.markets/docs/historical-stock-data-1 - SEC shares outstanding: 267,236,000 underlying shares, period 2026-08-31, SEC cover page 10-K 0000896878-26-000037 (267,236,000 shares (single class on cover)); filing document https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/intu-20260731.htm, accession 0000896878-26-000037 · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/R1.htm - Depositary ratio: 1.0 (domestic; 10-K filer; SEC shares are the traded units) · None - Market value (price date x latest reported shares): 91,766,170,040 USD; 343.39 (price 2026-10-23) / 1 x 267,236,000 (shares at 2026-08-31) = 91,766,170,040 ## Revenue by fiscal year (SEC XBRL; FY = calendar year in which the fiscal year ends) - FY2013 (ended 2013-07-31): 3946000000.0 · https://www.sec.gov/Archives/edgar/data/896878/000089687815000116/ - FY2014 (ended 2014-07-31): 4243000000.0 · https://www.sec.gov/Archives/edgar/data/896878/000089687816000286/ - FY2015 (ended 2015-07-31): 4192000000.0 · https://www.sec.gov/Archives/edgar/data/896878/000089687817000130/ - FY2016 (ended 2016-07-31): 4694000000.0 · https://www.sec.gov/Archives/edgar/data/896878/000089687818000171/ - FY2017 (ended 2017-07-31): 5196000000.0 · https://www.sec.gov/Archives/edgar/data/896878/000089687819000132/ - FY2018 (ended 2018-07-31): 6025000000.0 · https://www.sec.gov/Archives/edgar/data/896878/000089687820000148/ - FY2019 (ended 2019-07-31): 6784000000.0 · https://www.sec.gov/Archives/edgar/data/896878/000089687821000233/ - FY2020 (ended 2020-07-31): 7679000000.0 · https://www.sec.gov/Archives/edgar/data/896878/000089687822000028/ - FY2021 (ended 2021-07-31): 9633000000.0 · https://www.sec.gov/Archives/edgar/data/896878/000089687823000034/ - FY2022 (ended 2022-07-31): 12726000000.0 · https://www.sec.gov/Archives/edgar/data/896878/000089687824000039/ - FY2023 (ended 2023-07-31): 14368000000.0 · https://www.sec.gov/Archives/edgar/data/896878/000089687825000050/ - FY2024 (ended 2024-07-31): 16285000000.0 · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ - FY2025 (ended 2025-07-31): 18831000000.0 · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ - FY2026 (ended 2026-07-31): 21448000000.0 · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ ## Net income by fiscal year (SEC XBRL) - FY2013 (ended 2013-07-31): 858000000.0 · https://www.sec.gov/Archives/edgar/data/896878/000089687815000116/ - FY2014 (ended 2014-07-31): 907000000.0 · https://www.sec.gov/Archives/edgar/data/896878/000089687816000286/ - FY2015 (ended 2015-07-31): 365000000.0 · https://www.sec.gov/Archives/edgar/data/896878/000089687817000130/ - FY2016 (ended 2016-07-31): 979000000.0 · https://www.sec.gov/Archives/edgar/data/896878/000089687818000171/ - FY2017 (ended 2017-07-31): 985000000.0 · https://www.sec.gov/Archives/edgar/data/896878/000089687819000132/ - FY2018 (ended 2018-07-31): 1329000000.0 · https://www.sec.gov/Archives/edgar/data/896878/000089687820000148/ - FY2019 (ended 2019-07-31): 1557000000.0 · https://www.sec.gov/Archives/edgar/data/896878/000089687821000233/ - FY2020 (ended 2020-07-31): 1826000000.0 · https://www.sec.gov/Archives/edgar/data/896878/000089687822000028/ - FY2021 (ended 2021-07-31): 2062000000.0 · https://www.sec.gov/Archives/edgar/data/896878/000089687823000034/ - FY2022 (ended 2022-07-31): 2066000000.0 · https://www.sec.gov/Archives/edgar/data/896878/000089687824000039/ - FY2023 (ended 2023-07-31): 2384000000.0 · https://www.sec.gov/Archives/edgar/data/896878/000089687825000050/ - FY2024 (ended 2024-07-31): 2963000000.0 · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ - FY2025 (ended 2025-07-31): 3869000000.0 · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ - FY2026 (ended 2026-07-31): 4566000000.0 · https://www.sec.gov/Archives/edgar/data/896878/000089687826000037/ ## EPS diluted by fiscal year (split-adjusted to today's share basis; as filed in brackets) - FY2013 (ended 2013-07-31): 2.83 [filed 2.83, split factor 1.0] - FY2014 (ended 2014-07-31): 3.12 [filed 3.12, split factor 1.0] - FY2015 (ended 2015-07-31): 1.28 [filed 1.28, split factor 1.0] - FY2016 (ended 2016-07-31): 3.69 [filed 3.69, split factor 1.0] - FY2017 (ended 2017-07-31): 3.78 [filed 3.78, split factor 1.0] - FY2018 (ended 2018-07-31): 5.09 [filed 5.09, split factor 1.0] - FY2019 (ended 2019-07-31): 5.89 [filed 5.89, split factor 1.0] - FY2020 (ended 2020-07-31): 6.92 [filed 6.92, split factor 1.0] - FY2021 (ended 2021-07-31): 7.56 [filed 7.56, split factor 1.0] - FY2022 (ended 2022-07-31): 7.28 [filed 7.28, split factor 1.0] - FY2023 (ended 2023-07-31): 8.42 [filed 8.42, split factor 1.0] - FY2024 (ended 2024-07-31): 10.43 [filed 10.43, split factor 1.0] - FY2025 (ended 2025-07-31): 13.67 [filed 13.67, split factor 1.0] - FY2026 (ended 2026-07-31): 16.46 [filed 16.46, split factor 1.0] ## Dividend years (Yahoo history) 2011, 2012, 2013, 2014, 2015, 2016, 2017, 2018, 2019, 2020, 2021, 2022, 2023, 2024, 2025, 2026 ## Insider transactions (SEC Form 4 data set, latest 40) - 2026-09-08 S DALZELL RICHARD L (director) 285 @ 325.36 = 92728 · https://www.sec.gov/Archives/edgar/data/896878/000162828026061198/ - 2026-08-27 S Hotz Lauren D (officer) 845 @ 346.57 = 292692 · https://www.sec.gov/Archives/edgar/data/896878/000162828026059416/ - 2026-08-27 S Hotz Lauren D (officer) 62 @ 346.15 = 21603 · https://www.sec.gov/Archives/edgar/data/896878/000162828026059416/ - 2026-06-23 S DALZELL RICHARD L (director) 284 @ 262.32 = 74499 · https://www.sec.gov/Archives/edgar/data/896878/000162828026045254/ - 2026-06-16 S DALZELL RICHARD L (director) 284 @ 282.20 = 80145 · https://www.sec.gov/Archives/edgar/data/896878/000162828026044071/ - 2026-06-11 S DALZELL RICHARD L (director) 338 @ 279.86 = 94593 · https://www.sec.gov/Archives/edgar/data/896878/000162828026042587/ - 2026-06-10 S DALZELL RICHARD L (director) 333 @ 287.50 = 95738 · https://www.sec.gov/Archives/edgar/data/896878/000162828026042587/ - 2026-06-09 S DALZELL RICHARD L (director) 333 @ 297.65 = 99117 · https://www.sec.gov/Archives/edgar/data/896878/000162828026042587/ - 2026-05-26 P PRABHU VASANT M (director) 500 @ 309.72 = 154860 · https://www.sec.gov/Archives/edgar/data/896878/000162828026038218/ - 2026-05-22 P PRABHU VASANT M (director) 1250 @ 309.45 = 386812 · https://www.sec.gov/Archives/edgar/data/896878/000162828026038218/ ## Links - sec_filings: https://www.sec.gov/edgar/browse/?CIK=0000896878 - sec_xbrl_companyfacts: https://data.sec.gov/api/xbrl/companyfacts/CIK0000896878.json - sec_form4: https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=0000896878&type=4 - sec_8k: https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=0000896878&type=8-K - yahoo: https://finance.yahoo.com/quote/INTU - stooq: https://stooq.com/q/d/?s=intu.us - morningstar (link only, nothing stored): https://www.morningstar.com/search?query=INTU - finviz (link only, nothing stored): https://finviz.com/quote.ashx?t=INTU - stockanalysis (link only, nothing stored): https://stockanalysis.com/stocks/intu/ - seeking_alpha (link only, nothing stored): https://seekingalpha.com/symbol/INTU - openinsider (link only, nothing stored): http://openinsider.com/search?q=INTU - google_news (link only, nothing stored): https://news.google.com/rss/search?q=INTU+stock Cite as: The Claude Trader snapshot 2026-10-26, https://theclaudetrader.com/s/INTU; data from SEC EDGAR XBRL and market prices (Alpaca Market Data, Yahoo Finance) to 2026-10-23. Scores are deterministic rule outputs from public filings. fair_value_model is a labelled model estimate from the same filings (method at /fair-value), not an opinion or recommendation.