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NVR NVR Inc

NYSE, CIK 0000906163, fiscal year ends 12/31. Last price 5983.68 on 2026-10-23, market value 15.9 billion dollars.

Machine-readable: NVR.json, NVR.md. Sections: Graham Defensive, Magic Formula, Momentum, Insider, Buffett Quality, Lynch GARP, Graham Enterprising, Piotroski F-Score, earnings record, insiders, filings and links.

Philosophy	Score	Status	Current inputs as of	History used	Price	Verification	Rules
Graham Defensive	20 partial, missing 2, 5, 6	partial: 2, 5, 6	2025-12-31 stale: Revenue	2014–2025	2026-10-23	0 verified, 18 unverified	method
Magic Formula	n/a	insufficient data (no operating income in XBRL)	—	—	—	—	method
Momentum	33	ok	2026-10-23	—	2026-10-23	—	method
Insider	44	ok	2026-10-23	—	—	—	method
Buffett Quality	74 partial, missing 4, 5	partial: 4, 5	2026-07-31	2016–2025	2026-10-23	0 verified, 36 unverified	method
Lynch GARP	60 partial, missing 4, 5, 6	partial: 4, 5, 6	—	2020–2025	2026-10-23	0 verified, 2 unverified	method
Graham Enterprising	25 partial, missing 1, 2, 7	partial: 1, 2, 7	2026-06-30	2020–2025	2026-10-23	0 verified, 8 unverified	method
Piotroski F-Score	44 partial, missing 5, 6, 8	partial: 5, 6, 8	—	2024–2026	—	0 verified, 15 unverified	method

Market value, source trail

market_value = traded_price (price date) / depositary_ratio x latest point-in-time SEC shares outstanding (share-count date shown; from the filing cover page, summed across share classes only where the issuer filing verifies the classes are economically equivalent (rule + evidence URL in the source text), else withheld; priced at the primary listed class, so where other classes trade at a different price the value is an approximation; restated only for issuer-verified splits after the count date); weighted-average share counts are never used

Input	Value	Unit	Period / date	Source
Traded price	5983.68	USD per traded unit (share or ADS)	2026-10-23	Yahoo Finance
SEC shares outstanding	2,664,860	underlying shares	2026-07-31	SEC cover page 10-Q 0000906163-26-000093 (2,664,860 shares (single class on cover)); filing document https://www.sec.gov/Archives/edgar/data/906163/000090616326000093/nvr-20260630.htm 0000906163-26-000093
Depositary ratio	1.0	underlying shares per traded unit		domestic 10-K filer; SEC shares are the traded units
Market value price date × latest reported shares	15,945,669,485	USD	2026-10-23 shares at 2026-07-31	5983.68 (price 2026-10-23) / 1 x 2,664,860 (shares at 2026-07-31) = 15,945,669,485

Graham Defensive

20 of 100. partial: 2, 5, 6. How this is scored.

Test or factor	Value	Threshold	Points
1 Adequate size	10.32 revenue $B	>= 1	5.0 / 5
2 Debt <= equity (unclassified balance sheet fallback) no long-term debt or total liabilities reported in the last 18 months; no AssetsCurrent/LiabilitiesCurrent in any filing	—	<= 1.0	None / 30
3 Positive earnings each of 10 years	10 of 10	10 of 10	15.0 / 15
4 Dividends every year for 20 years	0 of 20 missing 2006, 2007, 2008, 2009, 2010, 2011, 2012, 2013, 2014, 2015, 2016, 2017, 2018, 2019, 2020, 2021, 2022, 2023, 2024, 2025 XBRL check: 0 years agree, 20 unverified	20 of 20	0.0 / 15
5 EPS growth, 3-yr avg now vs 10 yrs ago	— missing 2024	>= +33%	None / 10
6 P/E on 3-year average EPS needs the last three fiscal years of EPS	—	<= 15	None / 15
7 P/B <= 1.5, or P/E x P/B <= 22.5	P/B 4.70	<= 1.5 or <= 22.5	0.0 / 10

Inputs, 20 numbers with their sources

Input	Value	Period	Source	Check
Price (close, per traded unit)	5983.68	2026-10-23	Alpaca Market Data (consolidated SIP daily bar)	not cross-checked
Revenue	10323959000.0	2025-12-31 stale	SEC XBRL Revenues 0000906163-26-000018	unverified
equity	3391196000.0	2026-06-30	SEC XBRL StockholdersEquity (companyfacts) 0000906163-26-000093	unverified
Net income FY2016	425262000.0	2016-12-31 history	SEC XBRL NetIncomeLoss 0000906163-19-000029	unverified
Net income FY2017	537521000.0	2017-12-31 history	SEC XBRL NetIncomeLoss 0000906163-20-000026	unverified
Net income FY2018	797197000.0	2018-12-31 history	SEC XBRL NetIncomeLoss 0000906163-21-000017	unverified
Net income FY2019	878539000.0	2019-12-31 history	SEC XBRL NetIncomeLoss 0000906163-22-000008	unverified
Net income FY2020	901248000.0	2020-12-31 history	SEC XBRL NetIncomeLoss 0000906163-23-000023	unverified
Net income FY2021	1236719000.0	2021-12-31 history	SEC XBRL NetIncomeLoss 0000906163-24-000033	unverified
Net income FY2022	1725575000.0	2022-12-31 history	SEC XBRL NetIncomeLoss 0000906163-25-000011	unverified
Net income FY2023	1591611000.0	2023-12-31 history	SEC XBRL NetIncomeLoss 0000906163-26-000018	unverified
Net income FY2024	1681928000.0	2024-12-31 history	SEC XBRL NetIncomeLoss 0000906163-26-000018	unverified
Net income FY2025	1339816000.0	2025-12-31 history	SEC XBRL NetIncomeLoss 0000906163-26-000018	unverified
Dividend years (Yahoo)	[1987, 1988, 1989, 1990]	history	Yahoo Finance dividend history	unverified
EPS diluted FY2014	63.5	2014-12-31 history	SEC XBRL EarningsPerShareDiluted 0001564590-17-001623	unverified
EPS diluted FY2015	89.99	2015-12-31 history	SEC XBRL EarningsPerShareDiluted 0000906163-18-000007	unverified
EPS diluted FY2016	103.61	2016-12-31 history	SEC XBRL EarningsPerShareDiluted 0000906163-19-000029	unverified
EPS diluted FY2023	463.31	2023-12-31 history	SEC XBRL EarningsPerShareDiluted 0000906163-26-000018	unverified
EPS diluted FY2025	436.55	2025-12-31 history	SEC XBRL EarningsPerShareDiluted 0000906163-26-000018	unverified
Shares outstanding	2664860.0	2026-07-31	SEC cover page 10-Q 0000906163-26-000093 (2,664,860 shares (single class on cover)); filing document https://www.sec.gov/Archives/edgar/data/906163/000090616326000093/nvr-20260630.htm 0000906163-26-000093	not cross-checked

Magic Formula

insufficient data (no operating income in XBRL). How this is scored.

insufficient data (no operating income in XBRL).

Momentum

33 of 100. ok. How this is scored.

Test or factor	Value	Points
12-1 month return	-18.7 % (percentile 16.3)	8.2 / 50
6 month return	-10.3 % (percentile 21.2)	4.2 / 20
Price / 52-week high	0.739	11.1 / 15
Volatility penalty (60d annualised)	24.8 %	9.2 / 15

Inputs, 1 numbers with their sources

Input	Value	Period	Source	Check
Adjusted close series (14 months)	5983.68	2026-10-23	Yahoo Finance / Alpaca Market Data daily history	not cross-checked

Insider

44 of 100. ok. How this is scored. Form 4 data loaded through 2026-10-23

Test or factor	Value	Points
Open-market buy value / market cap (percentile among buyers)	0.25 bp	25.8 / 35
Distinct buyers	1	6.2 / 25
Buyer seniority	0.5	10.0 / 20
Recency (half-life 30d)	0.16	1.6 / 10
Sales penalty (excludes 10b5-1 plan sales)	0.0 bp	-0.0 / 0

Inputs, 1 numbers with their sources

Input	Value	Period	Source	Check
Form 4 P Oliver George 2026-08-07	405185.13	2026-08-07	SEC Form 4 (insider transactions data set)	not cross-checked

Buffett Quality

74 of 100. partial: 4, 5. How this is scored.

Test or factor	Value	Threshold	Points
1 Average return on equity (net income / year-end equity)	39.0% over 8 yrs	>= 15%	25.0 / 25
2 Profitable every year	10 of 10	all years	15.0 / 15
3 Net income growth, 3-yr average now vs start of window	+14.8% a year	>= +10%	10.0 / 10
4 Borrowings / 3-yr average earnings (years to repay) debt unknown: no debt concept reported in the last 18 months	—	<= 4	None / 15
5 Operating margin, 5-yr average needs at least 4 of the last 5 years	0 years with operating income and revenue	>= 20%	None / 10
6 Free cash flow / net income, 5-yr (operating cash flow minus capex)	0.92	>= 1.0	8.5 / 10
7 Owner-earnings yield (3-yr avg free cash flow / market cap)	8.2%	>= 7%	15.0 / 15

Inputs, 38 numbers with their sources

Input	Value	Period	Source	Check
Price (close, per traded unit)	5983.68	2026-10-23	Alpaca Market Data (consolidated SIP daily bar)	not cross-checked
Net income FY2018	797197000.0	2018-12-31 history	SEC XBRL NetIncomeLoss 0000906163-21-000017	unverified
Equity at FY2018 end	1808562000.0	2018-12-31 history	SEC XBRL StockholdersEquity 0000906163-22-000008	unverified
Net income FY2019	878539000.0	2019-12-31 history	SEC XBRL NetIncomeLoss 0000906163-22-000008	unverified
Equity at FY2019 end	2341244000.0	2019-12-31 history	SEC XBRL StockholdersEquity 0000906163-23-000023	unverified
Net income FY2020	901248000.0	2020-12-31 history	SEC XBRL NetIncomeLoss 0000906163-23-000023	unverified
Equity at FY2020 end	3103074000.0	2020-12-31 history	SEC XBRL StockholdersEquity 0000906163-24-000033	unverified
Net income FY2021	1236719000.0	2021-12-31 history	SEC XBRL NetIncomeLoss 0000906163-24-000033	unverified
Equity at FY2021 end	3002378000.0	2021-12-31 history	SEC XBRL StockholdersEquity 0000906163-25-000011	unverified
Net income FY2022	1725575000.0	2022-12-31 history	SEC XBRL NetIncomeLoss 0000906163-25-000011	unverified
Equity at FY2022 end	3506849000.0	2022-12-31 history	SEC XBRL StockholdersEquity 0000906163-26-000018	unverified
Net income FY2023	1591611000.0	2023-12-31 history	SEC XBRL NetIncomeLoss 0000906163-26-000018	unverified
Equity at FY2023 end	4364725000.0	2023-12-31 history	SEC XBRL StockholdersEquity 0000906163-26-000018	unverified
Net income FY2024	1681928000.0	2024-12-31 history	SEC XBRL NetIncomeLoss 0000906163-26-000018	unverified
Equity at FY2024 end	4210072000.0	2024-12-31 history	SEC XBRL StockholdersEquity 0000906163-26-000093	unverified
Net income FY2025	1339816000.0	2025-12-31 history	SEC XBRL NetIncomeLoss 0000906163-26-000018	unverified
Equity at FY2025 end	3864869000.0	2025-12-31 history	SEC XBRL StockholdersEquity 0000906163-26-000093	unverified
Net income FY2016	425262000.0	2016-12-31 history	SEC XBRL NetIncomeLoss 0000906163-19-000029	unverified
Net income FY2017	537521000.0	2017-12-31 history	SEC XBRL NetIncomeLoss 0000906163-20-000026	unverified
Net income FY2018	797197000.0	2018-12-31 history	SEC XBRL NetIncomeLoss 0000906163-21-000017	unverified
Net income FY2019	878539000.0	2019-12-31 history	SEC XBRL NetIncomeLoss 0000906163-22-000008	unverified
Net income FY2020	901248000.0	2020-12-31 history	SEC XBRL NetIncomeLoss 0000906163-23-000023	unverified
Net income FY2021	1236719000.0	2021-12-31 history	SEC XBRL NetIncomeLoss 0000906163-24-000033	unverified
Net income FY2022	1725575000.0	2022-12-31 history	SEC XBRL NetIncomeLoss 0000906163-25-000011	unverified
Net income FY2023	1591611000.0	2023-12-31 history	SEC XBRL NetIncomeLoss 0000906163-26-000018	unverified
Net income FY2024	1681928000.0	2024-12-31 history	SEC XBRL NetIncomeLoss 0000906163-26-000018	unverified
Net income FY2025	1339816000.0	2025-12-31 history	SEC XBRL NetIncomeLoss 0000906163-26-000018	unverified
Operating cash flow FY2021	1242393000.0	2021-12-31 history	SEC XBRL NetCashProvidedByUsedInOperatingActivities 0000906163-24-000033	unverified
Capital expenditure FY2021	17875000.0	2021-12-31 history	SEC XBRL PaymentsToAcquirePropertyPlantAndEquipment 0000906163-24-000033	unverified
Operating cash flow FY2022	1870101000.0	2022-12-31 history	SEC XBRL NetCashProvidedByUsedInOperatingActivities 0000906163-25-000011	unverified
Capital expenditure FY2022	18428000.0	2022-12-31 history	SEC XBRL PaymentsToAcquirePropertyPlantAndEquipment 0000906163-25-000011	unverified
Operating cash flow FY2023	1497993000.0	2023-12-31 history	SEC XBRL NetCashProvidedByUsedInOperatingActivities 0000906163-26-000018	unverified
Capital expenditure FY2023	24877000.0	2023-12-31 history	SEC XBRL PaymentsToAcquirePropertyPlantAndEquipment 0000906163-26-000018	unverified
Operating cash flow FY2024	1374462000.0	2024-12-31 history	SEC XBRL NetCashProvidedByUsedInOperatingActivities 0000906163-26-000018	unverified
Capital expenditure FY2024	29212000.0	2024-12-31 history	SEC XBRL PaymentsToAcquirePropertyPlantAndEquipment 0000906163-26-000018	unverified
Operating cash flow FY2025	1121320000.0	2025-12-31 history	SEC XBRL NetCashProvidedByUsedInOperatingActivities 0000906163-26-000018	unverified
Capital expenditure FY2025	24508000.0	2025-12-31 history	SEC XBRL PaymentsToAcquirePropertyPlantAndEquipment 0000906163-26-000018	unverified
Shares outstanding	2664860.0	2026-07-31	SEC cover page 10-Q 0000906163-26-000093 (2,664,860 shares (single class on cover)); filing document https://www.sec.gov/Archives/edgar/data/906163/000090616326000093/nvr-20260630.htm 0000906163-26-000093	not cross-checked

Lynch GARP

60 of 100. partial: 4, 5, 6. How this is scored.

Test or factor	Value	Threshold	Points
1 PEG: P/E divided by 5-yr EPS growth (in % points)	1.0	<= 1.0	29.9 / 30
2 EPS growth, 5-yr compound rate	+13.7% a year	12% to 35% a year	20.0 / 20
3 P/E on latest annual EPS	13.7	<= 25	10.0 / 10
4 Borrowings / equity debt unknown: no debt concept reported in the last 18 months	—	<= 0.5	None / 15
5 Years of the last 5 in which EPS rose needs six consecutive fiscal years of diluted EPS	—	5 of 5	None / 15
6 Net cash (cash minus borrowings) / market cap needs market cap, cash and debt	—	>= +10%	None / 10

Inputs, 3 numbers with their sources

Input	Value	Period	Source	Check
Price (close, per traded unit)	5983.68	2026-10-23	Alpaca Market Data (consolidated SIP daily bar)	not cross-checked
EPS diluted FY2025	436.55	2025-12-31 history	SEC XBRL EarningsPerShareDiluted 0000906163-26-000018	unverified
EPS diluted FY2020	230.11	2020-12-31 history	SEC XBRL EarningsPerShareDiluted 0000906163-23-000023	unverified

Graham Enterprising

25 of 100. partial: 1, 2, 7. How this is scored.

Test or factor	Value	Threshold	Points
1 Current ratio no fresh current assets/liabilities (unclassified balance sheet)	—	>= 1.5	None / 15
2 Borrowings vs working capital debt unknown: no debt concept reported in the last 18 months	—	<= 1.1x	None / 15
3 No earnings deficit in the last 5 years	5 of 5 profitable	5 of 5	15.0 / 15
4 Pays a current dividend	no	yes	0.0 / 10
5 EPS higher than five years earlier	230.11 -> 436.55	higher	10.0 / 10
6 Price / book value per share book value used because intangibles are not separated in the dataset (Graham uses net tangible assets)	4.7	<= 1.2	0.0 / 20
7 Price / net current asset value per share (current assets minus all liabilities) needs fresh current assets, total liabilities (or assets and equity of the same date) and share count	—	<= 0.67	None / 15

Inputs, 11 numbers with their sources

Input	Value	Period	Source	Check
Price (close, per traded unit)	5983.68	2026-10-23	Alpaca Market Data (consolidated SIP daily bar)	not cross-checked
Net income FY2021	1236719000.0	2021-12-31 history	SEC XBRL NetIncomeLoss 0000906163-24-000033	unverified
Net income FY2022	1725575000.0	2022-12-31 history	SEC XBRL NetIncomeLoss 0000906163-25-000011	unverified
Net income FY2023	1591611000.0	2023-12-31 history	SEC XBRL NetIncomeLoss 0000906163-26-000018	unverified
Net income FY2024	1681928000.0	2024-12-31 history	SEC XBRL NetIncomeLoss 0000906163-26-000018	unverified
Net income FY2025	1339816000.0	2025-12-31 history	SEC XBRL NetIncomeLoss 0000906163-26-000018	unverified
Dividend years (Yahoo)	[1987, 1988, 1989, 1990]	history	Yahoo Finance dividend history	not cross-checked
EPS diluted FY2025	436.55	2025-12-31 history	SEC XBRL EarningsPerShareDiluted 0000906163-26-000018	unverified
EPS diluted FY2020	230.11	2020-12-31 history	SEC XBRL EarningsPerShareDiluted 0000906163-23-000023	unverified
equity	3391196000.0	2026-06-30	SEC XBRL StockholdersEquity (companyfacts) 0000906163-26-000093	unverified
Shares outstanding	2664860.0	2026-07-31	SEC cover page 10-Q 0000906163-26-000093 (2,664,860 shares (single class on cover)); filing document https://www.sec.gov/Archives/edgar/data/906163/000090616326000093/nvr-20260630.htm 0000906163-26-000093	not cross-checked

Piotroski F-Score

44 of 100. partial: 5, 6, 8. How this is scored.

Test or factor	Value	Threshold	Points
1 Return on assets is positive	22.9%	pass = 1	11.11111111111111 / 11.11111111111111
2 Operating cash flow is positive	1,121M	pass = 1	11.11111111111111 / 11.11111111111111
3 Return on assets improved on the prior year	26.4% -> 22.9%	pass = 1	0.0 / 11.11111111111111
4 Operating cash flow exceeds net income (accruals)	1,121M vs 1,340M	pass = 1	0.0 / 11.11111111111111
5 Long-term debt / assets fell an input is not reported for one of the two years	—	pass = 1	None / 11.11111111111111
6 Current ratio improved an input is not reported for one of the two years	—	pass = 1	None / 11.11111111111111
7 No new shares issued (share count did not rise)	3M -> 3M	pass = 1	11.11111111111111 / 11.11111111111111
8 Operating margin improved (stand-in for gross margin, which the dataset does not carry) an input is not reported for one of the two years	—	pass = 1	None / 11.11111111111111
9 Asset turnover (revenue / assets) improved	1.65 -> 1.76	pass = 1	11.11111111111111 / 11.11111111111111

Inputs, 15 numbers with their sources

Input	Value	Period	Source	Check
net_income 2025-12-31	1339816000.0	2025-12-31 history	SEC XBRL NetIncomeLoss 0000906163-26-000018	unverified
total_assets 2025-12-31	5856930000.0	2025-12-31 history	SEC XBRL Assets 0000906163-26-000093	unverified
cfo 2025-12-31	1121320000.0	2025-12-31 history	SEC XBRL NetCashProvidedByUsedInOperatingActivities 0000906163-26-000018	unverified
net_income 2025-12-31	1339816000.0	2025-12-31 history	SEC XBRL NetIncomeLoss 0000906163-26-000018	unverified
net_income 2024-12-31	1681928000.0	2024-12-31 history	SEC XBRL NetIncomeLoss 0000906163-26-000018	unverified
total_assets 2025-12-31	5856930000.0	2025-12-31 history	SEC XBRL Assets 0000906163-26-000093	unverified
total_assets 2024-12-31	6380988000.0	2024-12-31 history	SEC XBRL Assets 0000906163-26-000018	unverified
cfo 2025-12-31	1121320000.0	2025-12-31 history	SEC XBRL NetCashProvidedByUsedInOperatingActivities 0000906163-26-000018	unverified
net_income 2025-12-31	1339816000.0	2025-12-31 history	SEC XBRL NetIncomeLoss 0000906163-26-000018	unverified
shares_out 2026-07-31	2664860.0	2026-07-31 history	SEC XBRL EntityCommonStockSharesOutstanding (companyfacts) 0000906163-26-000093	unverified
shares_out 2025-07-31	2869801.0	2025-07-31 history	SEC XBRL EntityCommonStockSharesOutstanding 0000906163-25-000089	unverified
revenue 2025-12-31	10323959000.0	2025-12-31 history	SEC XBRL Revenues 0000906163-26-000018	unverified
revenue 2024-12-31	10524479000.0	2024-12-31 history	SEC XBRL Revenues 0000906163-26-000018	unverified
total_assets 2025-12-31	5856930000.0	2025-12-31 history	SEC XBRL Assets 0000906163-26-000093	unverified
total_assets 2024-12-31	6380988000.0	2024-12-31 history	SEC XBRL Assets 0000906163-26-000018	unverified

Earnings record

SEC XBRL, by fiscal year (named by the calendar year it ends in); EPS split-adjusted to today's shares; each row links to the filing.

FY	Ended	Revenue, $M	Net income, $M	EPS diluted	Dividend	Filing
2013	2013-12-31	4,211	266	54.81	none	0001564590-16-012809
2014	2014-12-31	4,445	282	63.5	none	0001564590-17-001623
2015	2015-12-31	5,159	383	89.99	none	0000906163-18-000007
2016	2016-12-31	5,823	425	103.61	none	0000906163-19-000029
2017	2017-12-31	6,306	538	126.77	none	0000906163-20-000026
2018	2018-12-31	7,164	797	194.8	none	0000906163-21-000017
2019	2019-12-31	7,389	879	221.13	none	0000906163-22-000008
2020	2020-12-31	7,537	901	230.11	none	0000906163-23-000023
2021	2021-12-31	8,951	1,237	320.48	none	0000906163-24-000033
2022	2022-12-31	10,526	1,726	491.82	none	0000906163-25-000011
2023	2023-12-31	9,518	1,592	463.31	none	0000906163-26-000018
2024	2024-12-31	10,524	1,682	506.69	none	0000906163-26-000018
2025	2025-12-31	10,324	1,340	436.55	none	0000906163-26-000018

Insider transactions

SEC Form 4 open-market purchases and sales from the insider data sets; latest 20.

Date	Insider	Role	Type	Shares	Price	Value
2026-08-07	Oliver George	director	buy	63	6431.51	405,185
2026-04-24	Devito Michael J	director	buy	11	6699.50	73,694

Filings and links

Third-party sites are linked only; nothing from them is stored here.

SEC: filing index, 8-K, Form 4, XBRL companyfacts
Prices: Yahoo Finance, Stooq
Elsewhere: morningstar, finviz, stockanalysis, seeking alpha, openinsider, google news

Cite as: The Claude Trader snapshot 2026-10-26, https://theclaudetrader.com/s/NVR; data from SEC EDGAR XBRL and market prices (Alpaca Market Data, Yahoo Finance) to 2026-10-23. Data last checked 2026-10-26.